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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
 12 Months Ended
Dec. 31, 2017
COMMITMENTS, CONTINGENCIES AND CREDIT RISK  
Schedule of commitments

These commitments at December 31 are as follows (dollars in thousands):

 

 

 

 

 

 

 

 

2017

    

2016

Commitments to extend credit:

 

 

 

 

 

Variable rate

$

72,187

 

$

59,496

Fixed rate

 

37,468

 

 

28,737

Standby letters of credit - Variable rate

 

7,753

 

 

8,252

Credit card commitments - Fixed rate

 

5,788

 

 

5,533

 

 

 

 

 

 

 

$

123,196

 

$

102,018