CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 52,676	$ 44,620
Federal funds sold	5,006	2,135
Cash and cash equivalents	57,682	46,755
Interest-bearing deposits in other financial institutions	13,374	14,047
Securities available for sale	85,009	86,273
Federal Home Loan Bank stock	3,250	2,911
Loans:
Commercial	572,799	543,573
Mortgage	217,103	218,171
Consumer	18,247	20,113
Total Loans	808,149	781,857
Allowance for loan losses	(5,130)	(5,020)
Net loans	803,019	776,837
Premises and equipment	16,619	15,891
Other real estate held for sale	4,413	4,782
Deferred tax asset	6,266	8,760
Deposit based intangibles	1,985	2,172
Goodwill	5,694	5,694
Other assets	17,759	19,398
TOTAL ASSETS	1,015,070	983,520
Deposits:
Noninterest bearing deposits	162,142	164,179
NOW, money market, interest checking	275,854	286,622
Savings	61,832	58,315
CDs less than $250,000	144,031	141,629
CDs more than $250,000	9,126	8,489
Brokered	182,218	164,278
Total deposits	835,203	823,512
Federal funds purchased		6,000
Borrowings	91,397	67,579
Other liabilities	5,821	7,820
Total liabilities	932,421	904,911
SHAREHOLDERS' EQUITY:
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares Issued and outstanding - 6,294,930 and 6,263,371 respectively	61,881	61,583
Retained earnings	20,439	17,206
Accumulated other comprehensive income (loss)
Unrealized (losses) gains on available for sale securities	407	(102)
Minimum pension liability	(78)	(78)
Total shareholders' equity	82,649	78,609
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,015,070	$ 983,520