XML 48 R37.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS - ALLOWANCE (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Mar. 31, 2017
Dec. 31, 2016
Mar. 31, 2016
Allowance for loan loss reserve:          
Balance at beginning of period $ 5,020 $ 5,004      
Charge-offs (126) (236)      
Recoveries 102 56      
Provision 150 0      
Balance at end of period 5,146 4,824      
Loans:          
Ending balance     $ 786,546 $ 781,857 $ 618,625
Ending balance ALLR (5,020) (5,004) (5,146) (5,020) (4,824)
Net loans     781,400 776,837 613,801
Ending balance ALLR:          
Individually evaluated     965   794
Collectively evaluated     4,181   4,030
Total 5,020 5,004 5,146 5,020 4,824
Ending balance Loans:          
Individually evaluated     3,835   3,179
Collectively evaluated     777,426   608,246
Acquired with deteriorated credit quality     5,285   7,200
Total Loans     786,546 781,857 618,625
Commercial real estate          
Allowance for loan loss reserve:          
Balance at beginning of period 1,345 1,611      
Recoveries 34 7      
Provision (19) (3)      
Balance at end of period 1,360 1,615      
Loans:          
Ending balance     397,192 389,420 317,081
Ending balance ALLR (1,345) (1,611) (1,360) (1,345) (1,615)
Net loans     395,832   315,466
Ending balance ALLR:          
Individually evaluated     525   533
Collectively evaluated     835   1,082
Total 1,345 1,611 1,360 1,345 1,615
Ending balance Loans:          
Individually evaluated     1,564   2,001
Collectively evaluated     392,409   310,709
Acquired with deteriorated credit quality     3,219   4,371
Total Loans     397,192 389,420 317,081
Commercial, financial, and agricultural          
Allowance for loan loss reserve:          
Balance at beginning of period 614 645      
Charge-offs   (185)      
Recoveries 1 31      
Provision 35 89      
Balance at end of period 650 580      
Loans:          
Ending balance     144,673 142,648 124,005
Ending balance ALLR (614) (645) (650) (614) (580)
Net loans     144,023   123,425
Ending balance ALLR:          
Individually evaluated     394   185
Collectively evaluated     256   395
Total 614 645 650 614 580
Ending balance Loans:          
Individually evaluated     1,464   392
Collectively evaluated     143,209   123,436
Acquired with deteriorated credit quality         177
Total Loans     144,673 142,648 124,005
Commercial construction          
Allowance for loan loss reserve:          
Balance at beginning of period 57 79      
Recoveries   7      
Provision 38 (12)      
Balance at end of period 95 74      
Loans:          
Ending balance     10,618 11,505 14,489
Ending balance ALLR (57) (79) (95) (57) (74)
Net loans     10,523   14,415
Ending balance ALLR:          
Individually evaluated     38    
Collectively evaluated     57   74
Total 57 79 95 57 74
Ending balance Loans:          
Individually evaluated     382    
Collectively evaluated     8,228   14,489
Acquired with deteriorated credit quality     2,008    
Total Loans     10,618 11,505 14,489
One to four family residential real estate          
Allowance for loan loss reserve:          
Balance at beginning of period 296 274      
Charge-offs (49) (39)      
Recoveries 61 1      
Provision (43) 21      
Balance at end of period 265 257      
Loans:          
Ending balance     202,654 205,945 135,641
Ending balance ALLR (296) (274) (265) (296) (257)
Net loans     202,389   135,384
Ending balance ALLR:          
Individually evaluated     3   45
Collectively evaluated     262   212
Total 296 274 265 296 257
Ending balance Loans:          
Individually evaluated     403   750
Collectively evaluated     202,196   132,242
Acquired with deteriorated credit quality     55   2,649
Total Loans     202,654 205,945 135,641
Consumer construction          
Allowance for loan loss reserve:          
Balance at beginning of period 6 7      
Provision 1        
Balance at end of period 7 7      
Loans:          
Ending balance     12,388 12,226 11,959
Ending balance ALLR (6) (7) (7) (6) (7)
Net loans     12,381   11,952
Ending balance ALLR:          
Collectively evaluated     7   7
Total 6 7 7 6 7
Ending balance Loans:          
Collectively evaluated     12,388   11,957
Acquired with deteriorated credit quality         2
Total Loans     12,388 12,226 11,959
Consumer          
Allowance for loan loss reserve:          
Balance at beginning of period 90 64      
Charge-offs (77) (12)      
Recoveries 6 10      
Provision (4) (22)      
Balance at end of period 15 40      
Loans:          
Ending balance     19,021 20,113 15,450
Ending balance ALLR (90) (64) (15) (90) (40)
Net loans     19,006   15,410
Ending balance ALLR:          
Individually evaluated     5   31
Collectively evaluated     10   9
Total 90 64 15 90 40
Ending balance Loans:          
Individually evaluated     22   36
Collectively evaluated     18,996   15,413
Acquired with deteriorated credit quality     3   1
Total Loans     19,021 20,113 15,450
Unallocated          
Allowance for loan loss reserve:          
Balance at beginning of period 2,612 2,324      
Provision 142 (73)      
Balance at end of period 2,754 2,251      
Loans:          
Ending balance ALLR (2,612) (2,324) (2,754) (2,612) (2,251)
Net loans     (2,754)   (2,251)
Ending balance ALLR:          
Collectively evaluated     2,754   2,251
Total $ 2,612 $ 2,324 $ 2,754 $ 2,612 $ 2,251