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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
 3 Months Ended
Mar. 31, 2017
COMMITMENTS, CONTINGENCIES, AND CREDIT RISK  
Schedule of commitments

These commitments are as follows (dollars in thousands):

 

 

 

 

 

 

 

 

 

 

 

March 31,

 

December 31,

 

 

    

2017

    

2016

    

Commitments to extend credit:

 

 

 

 

 

 

 

Variable rate

 

$

60,204

 

$

59,496

 

Fixed rate

 

 

27,407

 

 

28,737

 

Standby letters of credit - Variable rate

 

 

7,926

 

 

8,252

 

Credit card commitments - Fixed rate

 

 

5,677

 

 

5,533

 

 

 

 

 

 

 

 

 

 

 

$

101,214

 

$

102,018