CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 41,166	$ 44,620
Federal funds sold	3	2,135
Cash and cash equivalents	41,169	46,755
Interest-bearing deposits in other financial institutions	13,448	14,047
Securities available for sale	83,882	86,273
Federal Home Loan Bank stock	2,719	2,911
Loans:
Commercial	552,483	543,573
Mortgage	215,042	218,171
Consumer	19,021	20,113
Total Loans	786,546	781,857
Allowance for loan losses	(5,146)	(5,020)
Net loans	781,400	776,837
Premises and equipment	15,970	15,891
Other real estate held for sale	4,466	4,782
Deferred tax asset	7,651	8,760
Deposit based intangibles	2,110	2,172
Goodwill	5,694	5,694
Other assets	18,126	19,398
TOTAL ASSETS	976,635	983,520
Deposits:
Noninterest bearing deposits	147,106	164,179
NOW, money market, interest checking	283,314	286,622
Savings	61,171	58,315
CDs less than $250,000	141,569	141,629
CDs more than $250,000	8,802	8,489
Brokered	179,858	164,278
Total deposits	821,820	823,512
Federal funds purchased	3,000	6,000
Borrowings	66,279	67,579
Other liabilities	5,527	7,820
Total liabilities	896,626	904,911
SHAREHOLDERS' EQUITY:
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares Issued and outstanding - 6,294,930 and 6,270,034 respectively	61,683	61,583
Retained earnings	18,176	17,206
Accumulated other comprehensive income (loss)
Unrealized (losses) gains on available for sale securities	228	(102)
Minimum pension liability	(78)	(78)
Total shareholders' equity	80,009	78,609
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 976,635	$ 983,520