XML 65 R52.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS (Details) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Loans    
Total loans $ 781,857,000 $ 618,394,000
Acquired portfolio    
Balance at the beginning of period 1,768,000 2,786,000
Accretion   (1,278,000)
Reclassification from nonaccretable difference   260,000
Balance at the end of period   1,768,000
PFC    
Acquired portfolio    
Loans acquired - contractual payments 67,139,000  
Nonaccretable difference (2,234,000)  
Expected cash flows 64,905,000  
Accretable yield (2,844,000)  
Carrying balance at acquisition date 62,061,000  
Balance at the beginning of period 1,768,000  
Accretion (750,000)  
Reclassification from nonaccretable difference 94,000  
Balance at the end of period 924,000 1,768,000
Eagle River    
Acquired portfolio    
Loans acquired - contractual payments 84,138,000  
Nonaccretable difference (1,172,000)  
Expected cash flows 82,966,000  
Accretable yield (2,091,000)  
Carrying balance at acquisition date 80,875,000  
Acquisition 2,091,000  
Accretion (525,000)  
Reclassification from nonaccretable difference 109,000  
Balance at the end of period 1,457,000  
Niagara Bancorporation    
Acquired portfolio    
Loans acquired - contractual payments 32,660,000  
Nonaccretable difference (265,000)  
Expected cash flows 32,395,000  
Accretable yield (688,000)  
Carrying balance at acquisition date 31,707,000  
Acquisition 688,000  
Accretion (95,000)  
Reclassification from nonaccretable difference 36,000  
Balance at the end of period 557,000  
Commercial real estate    
Loans    
Total loans 389,420,000 312,805,000
Commercial, financial, and agricultural    
Loans    
Total loans 142,648,000 122,140,000
Commercial construction    
Loans    
Total loans 11,505,000 15,330,000
One to four family residential real estate    
Loans    
Total loans 205,945,000 140,502,000
Consumer    
Loans    
Total loans 20,113,000 15,847,000
Consumer construction    
Loans    
Total loans 12,226,000 11,770,000
Acquired impaired    
Acquired portfolio    
Balance at the beginning of period 426,000 744,000
Accretion (96,000) (578,000)
Reclassification from nonaccretable difference   260,000
Balance at the end of period   426,000
Acquired impaired | PFC    
Acquired portfolio    
Loans acquired - contractual payments 13,290,000  
Nonaccretable difference (2,234,000)  
Expected cash flows 11,056,000  
Accretable yield (744,000)  
Carrying balance at acquisition date 10,312,000  
Balance at the beginning of period 426,000  
Accretion (50,000)  
Reclassification from nonaccretable difference 94,000  
Balance at the end of period 282,000 426,000
Acquired impaired | Eagle River    
Acquired portfolio    
Loans acquired - contractual payments 3,401,000  
Nonaccretable difference (1,172,000)  
Expected cash flows 2,229,000  
Accretable yield (391,000)  
Carrying balance at acquisition date 1,838,000  
Acquisition 391,000  
Accretion (46,000)  
Reclassification from nonaccretable difference 109,000  
Balance at the end of period 236,000  
Acquired impaired | Niagara Bancorporation    
Acquired portfolio    
Loans acquired - contractual payments 2,105,000  
Nonaccretable difference (265,000)  
Expected cash flows 1,840,000  
Accretable yield (88,000)  
Carrying balance at acquisition date 1,752,000  
Acquisition 88,000  
Reclassification from nonaccretable difference 36,000  
Balance at the end of period 52,000  
Acquired Non-impaired    
Acquired portfolio    
Balance at the beginning of period 1,342,000 2,042,000
Accretion   (700,000)
Balance at the end of period   1,342,000
Acquired Non-impaired | PFC    
Acquired portfolio    
Loans acquired - contractual payments 53,849,000  
Expected cash flows 53,849,000  
Accretable yield (2,100,000)  
Carrying balance at acquisition date 51,749,000  
Balance at the beginning of period 1,342,000  
Accretion (700,000)  
Balance at the end of period 642,000 $ 1,342,000
Acquired Non-impaired | Eagle River    
Acquired portfolio    
Loans acquired - contractual payments 80,737,000  
Expected cash flows 80,737,000  
Accretable yield (1,700,000)  
Carrying balance at acquisition date 79,037,000  
Acquisition 1,700,000  
Accretion (479,000)  
Balance at the end of period 1,221,000  
Acquired Non-impaired | Niagara Bancorporation    
Acquired portfolio    
Loans acquired - contractual payments 30,555,000  
Expected cash flows 30,555,000  
Accretable yield (600,000)  
Carrying balance at acquisition date 29,955,000  
Acquisition 600,000  
Accretion (95,000)  
Balance at the end of period $ 505,000