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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
 6 Months Ended
Jun. 30, 2016
COMMITMENTS, CONTINGENCIES, AND CREDIT RISK  
Schedule of commitments

These commitments are as follows (dollars in thousands):

 

 

 

 

 

 

 

 

 

 

 

June 30,

 

December 31,

 

 

    

2016

    

2015

    

Commitments to extend credit:

 

 

 

 

 

 

 

Variable rate

 

$
61,432

 

$
53,628

 

Fixed rate

 

 
36,186

 

 
26,846

 

Standby letters of credit - Variable rate

 

 
8,061

 

 
6,390

 

Credit card commitments - Fixed rate

 

 
5,219

 

 
3,747

 

 

 

 

 

 

 

 

 

 

 

$
110,898

 

$
90,611