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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Cash Flows from Operating Activities:    
Net income $ 1,132 $ 1,371
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 395 414
Provision for loan losses 0 305
Deferred income taxes, net 585 712
Gain on sales/calls of securities (97) (10)
Gain on sale of loans sold in the secondary market (228) (135)
Origination of loans held for sale in the secondary market (13,802) (8,576)
Proceeds from sale of loans in the secondary market 14,030 8,711
Loss on sale of premises, equipment, and other real estate held for sale 16 14
Writedown of other real estate held for sale   3
Stock compensation 150 144
Change in other assets (414) 9,578
Change in other liabilities (485) (6,916)
Net cash provided by operating activities 1,282 5,615
Cash Flows from Investing Activities:    
Net (increase) decrease in loans (946) 3,445
Net decrease (increase) in interest-bearing deposits in other financial institutions 100 (35)
Purchase of securities available for sale (5,225) (151)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 5,238 3,127
Capital expenditures (337) (324)
Proceeds from sale of premises, equipment, and other real estate 247 423
Net cash (used in) provided by investing activities (923) 6,485
Cash Flows from Financing Activities:    
Net decrease in deposits (17,345) (9,060)
Increase in federal funds purchased 10,000  
Net activity on lines of credit 800 93
Net decrease in borrowings (100) (100)
Repurchase of common stock (99) (265)
Dividend on common stock (607) (469)
Net cash used in financing activities (7,351) (9,801)
Net (decrease) increase in cash and cash equivalents (6,992) 2,299
Cash and cash equivalents at beginning of period 25,008 21,947
Cash and cash equivalents at end of period 18,016 24,246
Cash paid during the year for:    
Interest 1,013 1,091
Income taxes 50  
Noncash Investing and Financing Activities:    
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale (net of adjustments made through the allowance for loan losses) $ 623 $ 63