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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest and fees on loans:    
Taxable $ 7,960 $ 8,225
Tax-exempt 2 3
Interest on securities:    
Taxable 262 302
Tax-exempt 31 41
Other interest income 55 62
Total interest income 8,310 8,633
INTEREST EXPENSE:    
Deposits 769 823
Borrowings 253 290
Total interest expense 1,022 1,113
Net interest income 7,288 7,520
Provision for loan losses 0 305
Net interest income after provision for loan losses 7,288 7,215
OTHER INCOME:    
Deposit service fees 216 184
Income from loans sold on the secondary market 267 167
SBA/USDA loan sale gains   118
Mortgage servicing (loss) income (54) 31
Net security gains 97 10
Other 101 114
Total other income 627 624
OTHER EXPENSE:    
Salaries and employee benefits 3,387 3,047
Occupancy 640 576
Furniture and equipment 383 399
Data processing 345 355
Advertising 156 126
Professional service fees 241 301
Loan and deposit 127 138
Writedowns and losses on other real estate held for sale 16 17
FDIC insurance assessment 108 108
Telephone 112 132
Nonrecurring transaction related expenses 106  
Other 577 557
Total other expenses 6,198 5,756
Income before provision for income taxes 1,717 2,083
Provision for income taxes 585 712
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 1,132 $ 1,371
INCOME PER COMMON SHARE:    
Basic (in dollars per share) $ 0.18 $ 0.22
Diluted (in dollars per share) $ 0.18 $ 0.22