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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash Flows from Operating Activities:    
Net income $ 4,003 $ 2,352
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,265 1,115
Provision for loan losses 855 561
Deferred income taxes, net 2,074 1,203
(Gain) on sales/calls of securities (402)  
(Gain) on sale of loans sold in the secondary market (604) (358)
Origination of loans held for sale in the secondary market (36,827) (21,395)
Proceeds from sale of loans in the secondary market 37,431 21,753
Loss on sale of premises, equipment, and other real estate held for sale 6 77
Writedown of other real estate held for sale 135 142
Stock compensation 432 321
Change in other assets 7,993 (141)
Change in other liabilities (6,016) (204)
Net cash provided by operating activities 10,345 5,426
Cash Flows from Investing Activities:    
Net (increase) in loans (19,185) (35,022)
Net decrease (increase) in interest bearing deposits in other financial institutions 708 (225)
Purchase of securities available for sale (16,390) (8,257)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 27,546 4,059
Proceeds from FHLBI repurchases of excess stock 804  
Capital expenditures (1,123) (1,156)
Proceeds from sale of premises, equipment, and other real estate 1,190 876
Net cash (used in) investing activities (6,450) (39,725)
Cash Flows from Financing Activities:    
Net increase in deposits 15,361 24,907
Increase in federal funds purchased   7,500
Net activity on lines of credit 121 7,330
Net (decrease) in borrowings (374) (273)
Repurchase of common stock (791) (143)
Dividend on common stock (1,578) (840)
Net cash provided by financing activities 12,739 38,481
Net increase in cash and cash equivalents 16,634 4,182
Cash and cash equivalents at beginning of period 21,947 18,219
Cash and cash equivalents at end of period 38,581 22,401
Cash paid during the year for:    
Interest 3,345 3,058
Income taxes 150 75
Noncash Investing and Financing Activities:    
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale $ 674 $ 488