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BORROWINGS (Details)
6 Months Ended
Jun. 30, 2015
USD ($)
item
Dec. 31, 2014
USD ($)
Jun. 30, 2014
USD ($)
Sep. 30, 2013
USD ($)
BORROWINGS        
Borrowings $ 49,483,000 $ 49,846,000 $ 42,087,000  
Number of banking borrowing relationship | item 2      
Mortgage related and municipal securities        
BORROWINGS        
Loans pledged as collateral $ 4,456,000      
Federal Home Loan Bank borrowings        
BORROWINGS        
Borrowings $ 35,000,000 35,000,000 35,000,000  
Interest rate on note (as a percent) 1.68%      
Federal Home Loan Bank borrowings | Mortgage related and municipal securities        
BORROWINGS        
Securities pledged as collateral, amortized cost $ 4,276,000      
Federal Home Loan Bank borrowings | FHLB stock        
BORROWINGS        
Stock owned and pledged as collateral 2,169,000      
Federal Home Loan Bank borrowings | One to four family residential real estate        
BORROWINGS        
Loans pledged as collateral 39,095,000      
Line of Credit        
BORROWINGS        
Borrowings $ 10,000,000 8,000,000 500,000  
Variable rate basis 90-day LIBOR      
Floor rate (as a percent) 4.00%      
Line of Credit | 90-day LIBOR        
BORROWINGS        
Variable rate (as a percent) 2.75%      
Bank line of credit - wholly owned asset based lending subsidiary        
BORROWINGS        
Borrowings $ 1,205,000 3,367,000 2,835,000  
Correspondent bank term note, current floor rate of 4%, maturing December 28, 2017        
BORROWINGS        
Borrowings $ 2,500,000 2,700,000 $ 2,900,000  
Interest rate on note (as a percent) 4.00%      
Frequency of period payment quarterly      
Quarterly principal payment $ 100,000      
USDA Rural Development, fixed-rate note payable, maturing August 24, 2024, interest payable at 1%        
BORROWINGS        
Borrowings $ 778,000 $ 779,000   $ 852,000
Interest rate on note (as a percent) 1.00%      
USDA Rural Development, fixed-rate note payable, maturing August 24, 2024, interest payable at 1% | First Rural Relending        
BORROWINGS        
Loans pledged as collateral $ 118,000      
Demand deposit account pledged as collateral $ 732,000      
Revolving Credit Facility | 90-day LIBOR        
BORROWINGS        
Variable rate basis 90-day LIBOR      
Variable rate (as a percent) 2.75%      
Maximum borrowing $ 10,000,000      
Maximum borrowing capacity upon request to increase $ 25,000,000