CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
ASSETS
Cash and due from banks	$ 16,658	$ 21,947	$ 20,744
Federal funds sold	3		2
Cash and cash equivalents	16,661	21,947	20,746
Interest-bearing deposits in other financial institutions	5,338	5,797	235
Securities available for sale	60,561	65,832	47,374
Federal Home Loan Bank stock	2,169	2,973	3,060
Loans:
Commercial	447,086	433,566	374,565
Mortgage	150,998	148,984	113,332
Consumer	17,163	18,385	15,043
Total Loans	615,247	600,935	502,940
Allowance for loan losses	(5,600)	(5,140)	(5,097)
Net loans	609,647	595,795	497,843
Premises and equipment	12,584	12,658	9,790
Other real estate held for sale	2,392	3,010	1,947
Deferred tax asset	10,013	11,498	9,097
Deposit based intangibles	1,136	1,196
Goodwill	3,805	3,805
Other assets	11,032	19,274	5,777
TOTAL ASSETS	735,338	743,785	595,869
Deposits:
Noninterest bearing deposits	108,068	95,498	73,732
NOW, money market, interest checking	198,482	212,565	148,242
Savings	29,921	28,015	15,658
CDs less than $100,000	133,582	134,951	143,140
CDs more than $100,000	28,731	30,316	23,151
Brokered	90,037	105,628	80,093
Total deposits	588,821	606,973	484,016
Fed funds purchased	15,000
Borrowings	49,483	49,846	42,087
Other liabilities	6,288	12,970	3,289
Total liabilities	$ 659,592	$ 669,789	$ 529,392
SHAREHOLDERS' EQUITY:
Preferred stock - No par value: Authorized - 500,000 shares, none issued and outstanding
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares, Issued and outstanding - 6,239,250; 6,266,756; and 5,527,690 respectively	$ 61,461	$ 61,679	$ 53,703
Retained earnings	13,851	11,804	12,325
Accumulated other comprehensive income
Unrealized gain(losses) on available for sale securities	483	562
Minimum pension liability	(49)	(49)	449
Total shareholders' equity	75,746	73,996	66,477
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 735,338	$ 743,785	$ 595,869