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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Cash Flows from Operating Activities:    
Net income $ 1,371us-gaap_NetIncomeLoss $ 660us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 414us-gaap_DepreciationAndAmortization 391us-gaap_DepreciationAndAmortization
Provision for loan losses 305us-gaap_ProvisionForLoanAndLeaseLosses 183us-gaap_ProvisionForLoanAndLeaseLosses
Deferred income taxes, net 712us-gaap_IncomeTaxExpenseBenefit 334us-gaap_IncomeTaxExpenseBenefit
(Gain) on sale of securities (10)us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments  
(Gain) on sale of loans sold in the secondary market (135)mfnc_GainLossOnSaleOfSecondaryMarketLoans (81)mfnc_GainLossOnSaleOfSecondaryMarketLoans
Origination of loans held for sale in secondary market (8,576)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale (4,987)us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale
Proceeds from sale of loans in the secondary market 8,711us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale 5,068us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale
Loss on sale of premises, equipment, and other real estate held for sale 14mfnc_GainsLossesOnSalesOfPremisesEquipmentAndOtherRealEstateHeldForSale 29mfnc_GainsLossesOnSalesOfPremisesEquipmentAndOtherRealEstateHeldForSale
Writedowns of other real estate held for sale 3mfnc_WritedownOfOtherRealEstate  
Stock compensation 144us-gaap_ShareBasedCompensation 112us-gaap_ShareBasedCompensation
Change in other assets 9,578us-gaap_IncreaseDecreaseInOtherOperatingAssets 43us-gaap_IncreaseDecreaseInOtherOperatingAssets
Change in other liabilities (6,916)us-gaap_IncreaseDecreaseInOtherOperatingLiabilities (100)us-gaap_IncreaseDecreaseInOtherOperatingLiabilities
Net cash provided by operating activities 5,615us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 1,652us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Cash Flows from Investing Activities:    
Net decrease (increase) in loans 3,445us-gaap_PaymentsForProceedsFromLoansAndLeases (2,272)us-gaap_PaymentsForProceedsFromLoansAndLeases
Net (increase) in interest bearing deposits in other financial institutions (35)us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks  
Purchase of securities available for sale (151)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (3,027)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Proceeds from maturities, sales, calls or paydowns of securities available for sale 3,127us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities 149us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
Capital expenditures (324)us-gaap_PaymentsToAcquireProductiveAssets (499)us-gaap_PaymentsToAcquireProductiveAssets
Proceeds from sale of premises, equipment, and other real estate 423us-gaap_ProceedsFromSaleOfProductiveAssets 537us-gaap_ProceedsFromSaleOfProductiveAssets
Net cash provided by (used in) investing activities 6,485us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (5,112)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash Flows from Financing Activities:    
Net (decrease) increase in deposits (9,060)us-gaap_IncreaseDecreaseInDeposits 9,411us-gaap_IncreaseDecreaseInDeposits
Net activity on line of credit 93us-gaap_ProceedsFromRepaymentsOfLinesOfCredit 1,000us-gaap_ProceedsFromRepaymentsOfLinesOfCredit
Net (decrease) increase in borrowings (100)us-gaap_ProceedsFromIssuanceOfLongTermDebt  
Repurchase of common stock (265)us-gaap_PaymentsForRepurchaseOfCommonStock (143)us-gaap_PaymentsForRepurchaseOfCommonStock
Dividend on common stock (469)us-gaap_PaymentsOfDividendsCommonStock (276)us-gaap_PaymentsOfDividendsCommonStock
Net cash (used in) provided by financing activities (9,801)us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations 9,992us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Net increase in cash and cash equivalents 2,299us-gaap_NetCashProvidedByUsedInContinuingOperations 6,532us-gaap_NetCashProvidedByUsedInContinuingOperations
Cash and cash equivalents at beginning of period 21,947us-gaap_CashAndCashEquivalentsAtCarryingValue 18,219us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and cash equivalents at end of period 24,246us-gaap_CashAndCashEquivalentsAtCarryingValue 24,751us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash paid during the year for:    
Interest 1,091us-gaap_InterestPaid 1,001us-gaap_InterestPaid
Income taxes   25us-gaap_IncomeTaxesPaid
Noncash Investing and Financing Activities:    
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale(net of adjustments made through the allowance for loan losses) $ 63us-gaap_TransferToOtherRealEstate $ 282us-gaap_TransferToOtherRealEstate