COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended
Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Financial Instruments with Off-Balance-Sheet Risk
Commitments	$ 74,080	$ 77,664	$ 63,756
Commitments to extend credit
Financial Instruments with Off-Balance-Sheet Risk
Commitments, variable rate	42,690	44,134	40,704
Commitments, fixed rate	21,713	24,191	14,377
Standby letters of credit
Financial Instruments with Off-Balance-Sheet Risk
Commitments, variable rate	6,310	6,072	5,396
Percentage collateralization on financial instruments allowed under commitments	100.00%
Credit card commitments
Financial Instruments with Off-Balance-Sheet Risk
Commitments, fixed rate	$ 3,367	$ 3,267	$ 3,279

Represents the fair value of financial liabilities at stated interest rates, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

No definition available.

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- Definition

Represents the fair value of financial liabilities at variable interest rates, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

+ References

No definition available.

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- Definition

Represents the percentage collateralization on off-balance sheet financial instruments permitted under commitments.

+ References

No definition available.

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- Definition

The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 10

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=35750535&loc=d3e13433-108611

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