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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Interest and fees on loans:    
Taxable $ 8,225mfnc_InterestAndFeeIncomeLoansAndLeasesTaxable $ 6,281mfnc_InterestAndFeeIncomeLoansAndLeasesTaxable
Tax-exempt 3mfnc_InterestAndFeeIncomeLoansAndLeasesTaxExempt 23mfnc_InterestAndFeeIncomeLoansAndLeasesTaxExempt
Interest on securities:    
Taxable 302us-gaap_InterestIncomeSecuritiesTaxable 237us-gaap_InterestIncomeSecuritiesTaxable
Tax-exempt 41us-gaap_InterestIncomeSecuritiesTaxExempt 13us-gaap_InterestIncomeSecuritiesTaxExempt
Other interest income 62us-gaap_OtherInterestAndDividendIncome 48us-gaap_OtherInterestAndDividendIncome
Total interest income 8,633us-gaap_InterestAndDividendIncomeOperating 6,602us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE:    
Deposits 823us-gaap_InterestExpenseDeposits 822us-gaap_InterestExpenseDeposits
Borrowings 290us-gaap_InterestExpenseBorrowings 187us-gaap_InterestExpenseBorrowings
Total interest expense 1,113us-gaap_InterestExpense 1,009us-gaap_InterestExpense
Net interest income 7,520us-gaap_InterestIncomeExpenseNet 5,593us-gaap_InterestIncomeExpenseNet
Provision for loan losses 305us-gaap_ProvisionForLoanAndLeaseLosses 183us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 7,215us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 5,410us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
OTHER INCOME:    
Deposit service fees 184us-gaap_ServicingFeesNet 157us-gaap_ServicingFeesNet
Income from loans sold on the secondary market 167us-gaap_GainLossOnSalesOfLoansNet 103us-gaap_GainLossOnSalesOfLoansNet
SBA/USDA loan sale gains 118mfnc_GainOnSaleOfLoan 382mfnc_GainOnSaleOfLoan
Mortgage servicing income 31us-gaap_FeesAndCommissionsMortgageBankingAndServicing 13us-gaap_FeesAndCommissionsMortgageBankingAndServicing
Net security gains 10us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments  
Other 114us-gaap_NoninterestIncomeOther 36us-gaap_NoninterestIncomeOther
Total other income 624us-gaap_NoninterestIncome 691us-gaap_NoninterestIncome
OTHER EXPENSE:    
Salaries and employee benefits 3,047us-gaap_LaborAndRelatedExpense 2,541us-gaap_LaborAndRelatedExpense
Occupancy 576us-gaap_OccupancyNet 538us-gaap_OccupancyNet
Furniture and equipment 399us-gaap_EquipmentExpense 319us-gaap_EquipmentExpense
Data processing 355us-gaap_InformationTechnologyAndDataProcessing 286us-gaap_InformationTechnologyAndDataProcessing
Advertising 126us-gaap_AdvertisingExpense 107us-gaap_AdvertisingExpense
Professional service fees 301us-gaap_ProfessionalFees 331us-gaap_ProfessionalFees
Loan and deposit 138mfnc_LoanAndDepositExpense 79mfnc_LoanAndDepositExpense
Writedowns and losses on other real estate held for sale 17mfnc_WritedownOfOtherRealEstateAndGainsLossesOnSale  
FDIC insurance assessment 108us-gaap_FederalDepositInsuranceCorporationPremiumExpense 85us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Telephone 132us-gaap_Communication 82us-gaap_Communication
Other 557us-gaap_OtherExpenses 739us-gaap_OtherExpenses
Total other expenses 5,756us-gaap_NoninterestExpense 5,107us-gaap_NoninterestExpense
Income before provision for income taxes 2,083us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 994us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Provision for income taxes 712us-gaap_IncomeTaxExpenseBenefit 334us-gaap_IncomeTaxExpenseBenefit
Net income available to common shareholders $ 1,371us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 660us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
INCOME PER COMMON SHARE:    
Basic $ 0.22us-gaap_EarningsPerShareBasic $ 0.12us-gaap_EarningsPerShareBasic
Diluted $ 0.22us-gaap_EarningsPerShareDiluted $ 0.12us-gaap_EarningsPerShareDiluted