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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash Flows from Operating Activities:    
Net income $ 2,073 $ 4,993
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 840 777
Provision for loan losses 475 645
Deferred income taxes 1,052 (1,986)
Gain on sales/calls of securities (15)  
(Gain) on sale of secondary market loans (458) (198)
Origination of loans held for sale in secondary market (32,597) (28,942)
Proceeds from loans held for sale in secondary market 33,055 29,140
(Gain) loss on sale of premises, equipment, and other real estate held for sale (25) 11
Writedown of other real estate held for sale 114 174
Stock compensation 183  
Change in other assets 72 (5,546)
Change in other liabilities 99 374
Net cash provided by (used in) operating activities 4,868 (558)
Cash Flows from Investing Activities:    
Net increase in loans (7,600) (19,755)
Purchase of securities available for sale (4,974) (6,293)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 476 6,368
Capital expenditures (501) (1,044)
Proceeds from sale of premises, equipment, and other real estate 1,329 143
Net cash (used in) investing activities (11,270) (20,581)
Cash Flows from Financing Activities:    
Net increase in deposits 13,350 20,592
Repurchase of common stock (46)  
Dividend on common stock (444)  
Redemption of Preferred Series A (7,000)  
Dividend on preferred stock (200) (275)
Net cash provided by financing activities 5,660 20,317
Net (decrease) in cash and cash equivalents (742) (822)
Cash and cash equivalents at beginning of period 26,961 34,070
Cash and cash equivalents at end of period 26,219 33,248
Cash paid during the year for:    
Interest 1,651 2,304
Income taxes 99 50
Noncash Investing and Financing Activities:    
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale (net of adjustments made through the allowance for loan losses) $ 687 $ 685