CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest and fees on loans:
Taxable	$ 6,014	$ 5,873	$ 11,903	$ 11,453
Tax-exempt	28	30	55	62
Interest on securities:
Taxable	241	238	481	502
Tax-exempt	6	7	13	14
Other interest income	32	30	63	55
Total interest income	6,321	6,178	12,515	12,086
INTEREST EXPENSE:
Deposits	886	992	1,763	1,975
Borrowings	166	167	327	329
Total interest expense	1,052	1,159	2,090	2,304
Net interest income	5,269	5,019	10,425	9,782
Provision for loan losses	100	150	475	645
Net interest income after provision for loan losses	5,169	4,869	9,950	9,137
OTHER INCOME:
Deposit service fees	175	189	337	383
Income from secondary market loans sold	279	226	578	524
SBA/USDA loan sale gains	554	620	663	620
Mortgage servicing income	182	115	285	200
Other	61	155	146	184
Total other income	1,251	1,305	2,009	1,911
OTHER EXPENSE:
Salaries and employee benefits	2,375	2,003	4,681	3,978
Occupancy	363	335	745	680
Furniture and equipment	255	219	525	447
Data processing	268	258	533	486
Professional service fees	320	310	545	490
Loan and deposit	45	338	118	479
Writedowns and losses on other real estate held for sale	87	174	89	185
FDIC insurance assessment	95	159	200	318
Telephone	63	57	145	112
Advertising	111	98	215	196
Other	541	256	1,038	670
Total other expenses	4,523	4,207	8,834	8,041
Income before provision for income taxes	1,897	1,967	3,125	3,007
Provision for (benefit of) income taxes	637	(2,335)	1,052	(1,986)
NET INCOME	1,260	4,302	2,073	4,993
Preferred dividend and accretion of discount	63	161	200	354
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 1,197	$ 4,141	$ 1,873	$ 4,639
INCOME PER COMMON SHARE:
Basic (in dollars per share)	$ 0.22	$ 0.97	$ 0.34	$ 1.09
Diluted (in dollars per share)	$ 0.22	$ 0.94	$ 0.34	$ 1.05