CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
ASSETS
Cash and due from banks	$ 26,216	$ 26,958	$ 33,248
Federal funds sold	3	3
Cash and cash equivalents	26,219	26,961	33,248
Interest-bearing deposits in other financial institutions	10	10	10
Securities available for sale	47,307	43,799	39,054
Federal Home Loan Bank stock	3,060	3,060	3,060
Loans:
Commercial	343,561	342,841	319,398
Mortgage	98,559	95,413	90,260
Consumer	13,435	10,923	9,795
Total Loans	455,555	449,177	419,453
Allowance for loan losses	(5,177)	(5,218)	(5,083)
Net loans	450,378	443,959	414,370
Premises and equipment	10,536	10,633	10,134
Other real estate held for sale	2,481	3,212	3,518
Deferred Tax Asset	8,367	9,131	10,271
Other assets	5,143	5,215	10,701
TOTAL ASSETS	553,501	545,980	524,366
Deposits:
Noninterest bearing deposits	64,736	67,652	59,872
NOW, money market, interest checking	146,203	155,465	143,795
Savings	12,229	13,829	14,248
CDs less than $100,000	134,767	135,550	140,018
CDs more than $100,000	25,091	24,355	25,975
Brokered	64,881	37,706	41,473
Total deposits	447,907	434,557	425,381
Borrowings	35,925	35,925	35,997
Other liabilities	3,149	3,050	2,636
Total liabilities	486,981	473,532	464,014
SHAREHOLDERS' EQUITY:
Preferred stock - No par value: Authorized - 500,000 shares Issued and outstanding - 4,000, 11,000 and 11,000 respectively	4,000	11,000	11,000
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares Issued and outstanding - 5,554,459, 5,559,859 and 3,419,736 respectively	53,934	53,797	43,525
Retained earnings	8,156	6,727	5,131
Accumulated other comprehensive income	430	924	696
Total shareholders' equity	66,520	72,448	60,352
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 553,501	$ 545,980	$ 524,366