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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash Flows from Operating Activities:    
Net income $ 813 $ 691
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 416 395
Provision for loan losses 375 495
Deferred for income taxes 415 349
(Gain) on sale of loans sold in secondary market (239) (198)
Origination of loans held for sale in secondary market (16,722) (14,526)
Proceeds from loans held for sale in secondary market 16,961 14,788
(Gain) loss on sale of premises, equipment, and other real estate held for sale 2 11
Stock compensation 108  
Change in other assets (302) (302)
Change in other liabilities (354) 54
Net cash provided by operating activities 1,473 1,757
Cash Flows from Investing Activities:    
Net (increase) in loans (6,110) (13,967)
Purchase of securities available for sale (4,974) (1,107)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 164 3,395
Capital expenditures (250) (413)
Proceeds from sale of premises, equipment, and other real estate 34 16
Net cash (used in) investing activities (11,136) (12,076)
Cash Flows from Financing Activities:    
Net increase (decrease) in deposits (9,321) 7,299
Net increase in fed funds purchased 5,000  
Purchase of common stock (17)  
Dividend on common stock (222)  
Dividend on preferred stock (137) (138)
Net cash (used in) financing activities (4,697) 7,161
Net (decrease) in cash and cash equivalents (14,360) (3,158)
Cash and cash equivalents at beginning of period 26,961 34,070
Cash and cash equivalents at end of period 12,601 30,912
Cash paid during the year for:    
Interest 603 1,145
Income taxes   25
Noncash Investing and Financing Activities:    
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale (net of adjustments made through the allowance for loan losses) $ 649 $ 359