CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and fees on loans:
Taxable	$ 5,889	$ 5,580
Tax-exempt	27	32
Interest on securities:
Taxable	240	264
Tax-exempt	7	7
Other interest income	31	25
Total interest income	6,194	5,908
INTEREST EXPENSE:
Deposits	877	983
Borrowings	161	162
Total interest expense	1,038	1,145
Net interest income	5,156	4,763
Provision for loan losses	375	495
Net interest income after provision for loan losses	4,781	4,268
OTHER INCOME:
Deposit service fees	162	194
Income from secondary market loans sold	299	298
SBA/USDA loan sale gains	109
Mortgage servicing income	103	85
Other	85	29
Total other income	758	606
OTHER EXPENSE:
Salaries and employee benefits	2,306	1,975
Occupancy	382	345
Furniture and equipment	270	228
Data processing	265	228
Professional service fees	225	180
Loan and deposit	73	141
Writedowns and losses on other real estate held for sale	2	11
FDIC insurance assessment	105	159
Telephone	82	55
Advertising	104	98
Other	497	414
Total other expenses	4,311	3,834
Income before provision for income taxes	1,228	1,040
Provision for income taxes	415	349
NET INCOME	813	691
Preferred dividend and accretion of discount	137	193
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 676	$ 498
INCOME PER COMMON SHARE:
Basic (in dollars per share)	$ 0.12	$ 0.12
Diluted (in dollars per share)	$ 0.12	$ 0.11