LOANS (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended	12 Months Ended
Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Loans
Total loans	$ 454,051	$ 414,402	$ 449,177
Changes in the allowance for loan losses
Balance at beginning of period	5,218	5,251	5,251
Recoveries on loans previously charged off	24	32	278
Loans charged off	(580)	(396)	(1,256)
Provision	375	495	945
Balance at end of period	5,037	5,382	5,218
Net charge off activity	556	364
Net charge off activity as percentage of average loans outstanding	0.50%	0.36%
Commercial real estate
Loans
Total loans	246,207	203,676	244,966
Changes in the allowance for loan losses
Balance at beginning of period	3,267	2,823	2,823
Recoveries on loans previously charged off	12	8	52
Loans charged off	(435)	(173)	(729)
Provision	120	127	1,121
Balance at end of period	2,964	2,785	3,267
Commercial, financial, and agricultural
Loans
Total loans	82,530	93,018	80,646
Changes in the allowance for loan losses
Balance at beginning of period	692	1,079	1,079
Recoveries on loans previously charged off	3	18	201
Loans charged off	(72)	(20)	(40)
Provision	224	49	(548)
Balance at end of period	847	1,126	692
One to four family residential real estate
Loans
Total loans	89,629	81,953	87,948
Changes in the allowance for loan losses
Balance at beginning of period	980	1,114	1,114
Recoveries on loans previously charged off	5	1	7
Loans charged off	(7)	(190)	(399)
Provision	12	158	258
Balance at end of period	990	1,083	980
Consumer construction
Loans
Total loans	7,587	5,115	7,465
Changes in the allowance for loan losses
Loans charged off		(5)
Provision		5
Commercial construction
Loans
Total loans	16,295	22,116	17,229
Changes in the allowance for loan losses
Balance at beginning of period	125	207	207
Recoveries on loans previously charged off	1
Loans charged off			(6)
Provision	(8)	23	(76)
Balance at end of period	118	230	125
Consumer
Loans
Total loans	11,803	8,524	10,923
Changes in the allowance for loan losses
Recoveries on loans previously charged off	3	5	18
Loans charged off	(66)	(8)	(82)
Provision	76	3	64
Balance at end of period	$ 13

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

+ References+ Details

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

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