CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012
ASSETS
Cash and due from banks	$ 12,598	$ 26,958	$ 16,912
Federal funds sold	3	3	14,000
Cash and cash equivalents	12,601	26,961	30,912
Interest-bearing deposits in other financial institutions	10	10	10
Securities available for sale	48,556	43,799	36,788
Federal Home Loan Bank stock	3,060	3,060	3,060
Loans:
Commercial	345,032	342,841	318,810
Mortgage	97,216	95,413	81,953
Consumer	11,803	10,923	13,639
Total Loans	454,051	449,177	414,402
Allowance for loan losses	(5,037)	(5,218)	(5,382)
Net loans	449,014	443,959	409,020
Premises and equipment	10,587	10,633	9,774
Other real estate held for sale	3,825	3,212	3,494
Deferred Tax Asset	8,726	9,131	7,958
Other assets	5,517	5,215	5,480
TOTAL ASSETS	541,896	545,980	506,496
Deposits:
Noninterest bearing deposits	57,547	67,652	52,470
NOW, money market, interest checking	161,445	155,465	151,614
Savings	13,273	13,829	13,601
CDs less than $100,000	130,646	135,550	137,501
CDs more than $100,000	24,619	24,355	24,066
Brokered	37,706	37,706	32,836
Total deposits	425,236	434,557	412,088
Borrowings:
Fed funds purchased	5,000
FHLB and other	35,925	35,925	35,997
Total borrowings	40,925	35,925	35,997
Other liabilities	2,696	3,050	2,316
Total liabilities	468,857	473,532	450,401
SHAREHOLDERS' EQUITY:
Preferred stock - No par value: Authorized 500,000 shares, Issued and outstanding - 11,000 shares	11,000	11,000	10,976
Common stock and additional paid in capital - No par value Authorized - 18,000,000 shares Issued and outstanding - 5,557,859; 5,559,859; and 3,419,736 shares respectively	53,888	53,797	43,525
Retained earnings	7,181	6,727	990
Accumulated other comprehensive income	970	924	604
Total shareholders' equity	73,039	72,448	56,095
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 541,896	$ 545,980	$ 506,496