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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash Flows from Operating Activities:      
Net income (loss) $ 7,087 $ 2,218 $ (418)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation and amortization 1,547 1,419 1,643
Provision for loan losses 945 2,300 6,500
Provision for (benefit of) income taxes (922) 1,098 (3,500)
(Gain) loss on sales/calls of securities available for sale   1 (215)
(Gain) on sale of secondary market loans (1,077) (477) (445)
Origination of loans held for sale in secondary market (74,142) (38,971) (36,678)
Proceeds from secondary market loans held for sale 75,219 39,448 37,217
Loss on sale of premises, equipment, and other real estate held for sale 31 282 48
Writedown of other real estate held for sale 496 855 2,703
Stock compensation 66   32
Change in other assets (61) (325) 13,174
Change in other liabilities 788 296 (583)
Net cash provided by operating activities 9,977 8,144 19,478
Cash Flows from Investing Activities:      
Net (increase) in loans (50,351) (26,015) (9,355)
Net (increase) decrease in interest-bearing deposits in other financial institutions   703 (35)
Purchase of securities available for sale (15,209) (21,260) (5,000)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 10,668 15,607 16,788
Capital expenditures (2,098) (1,034) (606)
Proceeds from sale of premises, equipment, and other real estate 775 5,456 2,876
Redemption of FHLB stock   363 371
Net cash provided by (used in) investing activities (56,215) (26,180) 5,039
Cash Flows from Financing Activities:      
Net increase (decrease) in deposits 29,768 18,010 (34,610)
Net proceeds from common stock issuance 11,506    
Dividend on common stock (223)    
Repurchase of common stock warrants (1,300)    
Dividend on preferred stock (550) (551) (550)
Principal payments on borrowings (72) (72) (71)
Net cash provided by (used in) financing activities 39,129 17,387 (35,231)
Net (decrease) in cash and cash equivalents (7,109) (649) (10,714)
Cash and cash equivalents at beginning of period 34,070 34,719 45,433
Cash and cash equivalents at end of period 26,961 34,070 34,719
Cash paid during the year for:      
Interest 4,172 4,664 6,548
Income taxes 125 75 75
Noncash Investing and Financing Activities:      
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale (net of adjustments made through the allowance for loan losses) $ 1,352 $ 4,194 $ 5,373