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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended 12 Months Ended 12 Months Ended
Dec. 31, 2012
item
Dec. 31, 2011
Dec. 31, 2010
May 22, 2012
2012 Incentive Compensation Plan
Dec. 31, 2004
Plan approved in 2000
Dec. 31, 2012
Plan approved in 2000
item
Dec. 31, 2004
Plans approved in 1997
Dec. 31, 2012
Plans approved in 1997
item
Nature of Operations                
Maximum secured leases to commercial and government bodies as a percentage of Commercial loan portfolio 1.00%              
Maximum percentage of the entity's business activity with Canadian customers denominated in Canadian dollars 1.00%              
Number of reportable operating segments 1              
Cash and Cash Equivalents                
Number of days for which federal funds are purchased and sold 1 day              
Interest Income and Fees on Loans                
Minimum commitment period required before loan commitment fees or costs are deferred 1 year              
Stock Option Compensation Plans                
Number of stock option plans 3         1   2
Increase in number of shares authorized         428,587      
Shares authorized prior to amendment         25,000      
Reverse stock split, conversion ratio         0.05   0.05  
Total authorized share balance       757,848 453,587   30,000  
Number of new options that may be issued under the plans 0              
Computation of basic and diluted earnings per share                
Net income (loss) (in dollars) $ 7,087 $ 2,218 $ (418)          
Preferred stock dividends and accretion of discount (in dollars) 629 766 742          
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS $ 6,458 $ 1,452 $ (1,160)          
Weighted average shares outstanding 4,285,043 3,419,736 3,419,736          
Effect of dilutive stock options, vesting of restricted stock units, and common stock warrants outstanding (in shares)   80,468 60,161          
Diluted weighted average shares outstanding 4,285,043 3,500,204 3,479,897          
Income (loss) per common share:                
Basic (in dollars per share) $ 1.51 $ 0.42 $ (0.34)          
Diluted (in dollars per share) $ 1.51 $ 0.41 $ (0.34)