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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and fees on loans:      
Taxable $ 23,197 $ 21,627 $ 21,091
Tax-exempt 116 147 188
Interest on securities:      
Taxable 948 1,162 1,406
Tax-exempt 27 28 28
Other interest income 139 108 127
Total interest income 24,427 23,072 22,840
INTEREST EXPENSE:      
Deposits 3,946 4,530 5,607
Borrowings 657 613 848
Total interest expense 4,603 5,143 6,455
Net interest income 19,824 17,929 16,385
Provision for loan losses 945 2,300 6,500
Net interest income after provision for loan losses 18,879 15,629 9,885
OTHER INCOME:      
Deposit service fees 699 832 990
Net security gains (losses)   (1) 215
Income from secondary market loans sold 1,390 700 539
SBA/USDA loan sale gains 1,176 1,500 868
Mortgage servicing income 417 400  
Other 361 225 183
Total other income 4,043 3,656 2,795
OTHER EXPENSE:      
Salaries and employee benefits 8,288 7,275 6,918
Occupancy 1,372 1,376 1,313
Furniture and equipment 885 827 806
Data processing 991 761 740
Professional service fees 1,196 756 627
Loan and deposit 877 1,137 910
Writedowns and losses on other real estate held for sale 489 1,137 2,753
FDIC insurance assessment 459 849 957
Telephone 233 215 193
Advertising 376 351 297
Other 1,591 1,285 1,084
Total other expenses 16,757 15,969 16,598
Income (loss) before provision for income taxes 6,165 3,316 (3,918)
Provision for (benefit of) income taxes (922) 1,098 (3,500)
NET INCOME (LOSS) 7,087 2,218 (418)
Preferred dividend and accretion of discount 629 766 742
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS $ 6,458 $ 1,452 $ (1,160)
INCOME (LOSS) PER COMMON SHARE:      
Basic (in dollars per share) $ 1.51 $ 0.42 $ (0.34)
Diluted (in dollars per share) $ 1.51 $ 0.41 $ (0.34)