DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2012

DEPOSITS

Schedule of distribution of deposits

The distribution of deposits at December 31 is as follows (dollars in thousands):

	2012		2011
Noninterest bearing	$	67,652	$	51,273
NOW, money market, checking	155,465		152,563
Savings	13,829		14,203
CDs <$100,000	135,550		130,685
CDs >$100,000	24,355		23,229
Brokered	37,706		32,836
Total deposits	$	434,557	$	404,789

Schedule of maturities of non-brokered time deposits outstanding

Maturities of non-brokered time deposits outstanding at December 31, 2012 are as follows (dollars in thousands):

2013	$	71,289
2014	43,892
2015	18,900
2016	23,827
2017	1,997
Thereafter	—
Total	$	159,905