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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Cash Flows from Operating Activities:    
Net income $ 6,027 $ 2,139
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 1,152 1,094
Provision for loan losses 795 1,000
Provision (benefit of) for income taxes (1,458) 1,071
(Gain) on sale of secondary market loans (641) (260)
Origination of secondary market loans held for sale (45,605) (21,619)
Proceeds from secondary market loans held for sale 46,246 22,013
(Gain) loss on sale of premises, equipment, and other real estate held for sale 12 178
Writedown of other real estate held for sale 474 550
Stock option compensation 16  
Change in other assets (315) (2,315)
Change in other liabilities 622 98
Net cash provided by operating activities 7,325 3,949
Cash Flows from Investing Activities:    
Net increase in loans (34,652) (14,855)
Net increase in interest-bearing deposits in other financial institutions   703
Purchase of securities available for sale (11,031) (15,206)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 7,848 11,567
Capital expenditures (1,929) (663)
Redemption of FHLB stock   363
Proceeds from sale of premises, equipment, and other real estate 178 3,751
Net cash provided by (used in) investing activities (39,586) (14,340)
Cash Flows from Financing Activities:    
Net increase in deposits 34,574 18,279
Net proceeds from stock issuance 11,506  
Principal payments on borrowings (72) (72)
Dividend on preferred stock (412) (413)
Net cash provided by financing activities 45,596 17,794
Net increase (decrease) in cash and cash equivalents 13,335 7,403
Cash and cash equivalents at beginning of period 34,070 34,719
Cash and cash equivalents at end of period 47,405 42,122
Cash paid during the year for:    
Interest 3,020 3,525
Income taxes 75 75
Noncash Investing and Financing Activities:    
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale (net of adjustments made through the allowance for loan losses) $ 1,013 $ 4,129