CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2011
ASSETS
Cash and due from banks	$ 31,403	$ 20,071	$ 30,122
Federal funds sold	16,002	13,999	12,000
Cash and cash equivalents	47,405	34,070	42,122
Interest-bearing deposits in other financial institutions	10	10	10
Securities available for sale	42,476	38,727	37,022
Federal Home Loan Bank stock	3,060	3,060	3,060
Loans:
Commercial	329,891	311,215	299,135
Mortgage	93,446	83,106	86,500
Consumer	10,621	6,925	6,268
Total Loans	433,958	401,246	391,903
Allowance for loan losses	(5,186)	(5,251)	(5,838)
Net loans	428,772	395,995	386,065
Premises and equipment	10,744	9,627	9,507
Other real estate held for sale	3,511	3,162	5,212
Deferred tax asset	9,670	8,427	8,349
Other assets	5,469	5,233	7,251
TOTAL ASSETS	551,117	498,311	498,598
Deposits:
Noninterest bearing deposits	62,306	51,273	53,736
NOW, money market, interest checking	152,286	152,563	157,596
Savings	15,783	14,203	15,618
CDs less than $100,000	142,125	130,685	119,893
CDs more than $100,000	25,390	23,229	24,138
Brokered	41,473	32,836	34,077
Total deposits	439,363	404,789	405,058
Borrowings	35,925	35,997	35,997
Other liabilities	2,884	2,262	2,064
Total liabilities	478,172	443,048	443,119
SHAREHOLDERS' EQUITY:
Preferred stock - No par value: Authorized 500,000 shares, Issued and outstanding - 11,000 shares	11,000	10,921	10,866
Common stock and additional paid in capital - No par value: Authorized - 18,000,000 shares; Issued and outstanding - 5,559,914, 3,419,736, and 3,419,736 shares respectively	55,047	43,525	43,525
Retained earnings	6,028	492	607
Accumulated other comprehensive income	870	325	481
Total shareholders' equity	72,945	55,263	55,479
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 551,117	$ 498,311	$ 498,598