RESTRICTIONS ON CASH AND CASH EQUIVALENTS	12 Months Ended
RESTRICTIONS ON CASH AND CASH EQUIVALENTS	Dec. 31, 2013
RESTRICTIONS ON CASH AND CASH EQUIVALENTS
RESTRICTIONS ON CASH AND CASH EQUIVALENTS	NOTE 2—RESTRICTIONS ON CASH AND CASH EQUIVALENTS Cash and cash equivalents in the amount of $6.345 million were restricted on December 31, 2013 to meet the reserve requirements of the Federal Reserve System. In the normal course of business, the Corporation maintains cash and due from bank balances with correspondent banks. Balances in these accounts may exceed the Federal Deposit Insurance Corporation's insured limit of $250,000. Management believes that these financial institutions have strong credit ratings and the credit risk related to these deposits is minimal.

The entire disclosure for cash and cash equivalent footnotes, which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.

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