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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash Flows from Operating Activities:      
Net income $ 5,937 $ 7,087 $ 2,218
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 1,657 1,547 1,419
Provision for loan losses 1,675 945 2,300
Deferred income taxes, net (403) (922) 1,098
(Gain) loss on sales/calls of securities (73)   1
(Gain) on sale of secondary market loans (794) (1,077) (477)
Origination of loans held for sale in secondary market (55,973) (74,142) (38,971)
Proceeds from sale of loans in the secondary market 56,767 75,219 39,448
Loss on sale of premises, equipment, and other real estate held for sale 304 31 282
Writedown of other real estate held for sale 231 496 855
Stock compensation 333 66  
Change in other assets (710) (61) (325)
Change in other liabilities 350 788 296
Net cash provided by operating activities 9,301 9,977 8,144
Cash Flows from Investing Activities:      
Net increase in loans (37,853) (50,351) (26,015)
Net decrease in interest-bearing deposits in other financial institutions     703
Purchase of securities available for sale (15,709) (15,209) (21,260)
Proceeds from maturities, sales, calls or paydowns of securities available for sale 13,698 10,668 15,607
Capital expenditures (1,497) (2,098) (1,034)
Proceeds from sale of premises, equipment, and other real estate 2,410 775 5,456
Redemption of FHLB stock     363
Net cash (used in) investing activities (38,951) (56,215) (26,180)
Cash Flows from Financing Activities:      
Net increase in deposits 31,742 29,768 18,010
Net activity on line of credit 2,000    
Net proceeds from stock issuance   11,506  
Repurchase of common stock (509)    
Dividend on common stock (944) (223)  
Redemption of Series A Preferred Stock (11,000)    
Repurchase of common stock warrants   (1,300)  
Dividend on preferred stock (308) (550) (551)
Principal payments on borrowings (73) (72) (72)
Net cash provided by financing activities 20,908 39,129 17,387
Net (decrease) in cash and cash equivalents (8,742) (7,109) (649)
Cash and cash equivalents at beginning of period 26,961 34,070 34,719
Cash and cash equivalents at end of period 18,219 26,961 34,070
Cash paid during the year for:      
Interest 4,157 4,172 4,664
Income taxes 149 125 75
Noncash Investing and Financing Activities:      
Transfers of Foreclosures from Loans to Other Real Estate Held for Sale(net of adjustments made through the allowance for loan losses) $ 932 $ 1,352 $ 4,194