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COMMITMENTS, CONTINGENCIES, AND CREDIT RISK (Tables)
 6 Months Ended 12 Months Ended
Jun. 30, 2014
Dec. 31, 2013
COMMITMENTS, CONTINGENCIES, AND CREDIT RISK    
Schedule of commitments

These commitments are as follows (dollars in thousands):

 
   June 30,
2014		   December 31,
2013		   June 30,
2013		  

Commitments to extend credit:

                    

Variable rate

   $ 54,048   $ 36,039   $ 37,462  

Fixed rate

     18,604     15,070     19,873  

Standby letters of credit—Variable rate

     5,742     5,077     3,805  

Credit card commitments—Fixed rate

     3,234     3,152     3,113  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

 

   $ 81,628   $ 59,338   $ 64,253  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
               

These commitments at December 31 are as follows (dollars in thousands):

 
   2013   2012  

Commitments to extend credit:

              

Variable rate

   $ 36,039   $ 39,782  

Fixed rate

     15,070     18,427  

Standby letters of credit—Variable rate

     5,077     2,879  

Credit card commitments—Fixed rate

     3,152     3,060  
           
​ ​ ​ ​ ​ ​ ​ ​

 

   $ 59,338   $ 64,148  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​