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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2013
DEPOSITS  
Schedule of distribution of deposits

  The distribution of deposits at December 31 is as follows (dollars in thousands):

 
  2013   2012  

Noninterest bearing

  $ 72,936   $ 67,652  

NOW, money market, checking

    149,123     155,465  

Savings

    13,039     13,829  

CDs <$100,000

    140,495     135,550  

CDs >$100,000

    23,159     24,355  

Brokered

    67,547     37,706  
           

Total deposits

  $ 466,299   $ 434,557  
           
           
Schedule of maturities of non-brokered time deposits outstanding

 Maturities of non-brokered time deposits outstanding at December 31, 2013 are as follows (dollars in thousands):

2014

  $ 87,574  

2015

    38,887  

2016

    32,558  

2017

    4,077  

2018

    397  

Thereafter

    161  
       

Total

  $ 163,654