PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2013

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT

NOTE 5—PREMISES AND EQUIPMENT

        Details of premises and equipment at December 31 are as follows (dollars in thousands):

	2013		2012
Land	$	1,781	$	2,062
Buildings and improvements		12,911		13,151
Furniture, fixtures, and equipment		6,833		5,916
Construction in progress		145		19
Total cost basis		21,670		21,148
Less—accumulated depreciation		11,460		10,515
Net book value	$	10,210	$	10,633

        Depreciation of premises and equipment charged to operating expenses amounted to $1.231 million in 2013, $1.092 million in 2012, and $1.067 million in 2011.