XML 125 R110.htm IDEA: XBRL DOCUMENT v2.4.0.8
LOANS (Details) (USD $)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Loans              
Total loans $ 502,940,000 $ 455,555,000 $ 502,940,000 $ 455,555,000 $ 483,832,000 $ 449,177,000 $ 401,246,000
Changes in the allowance for loan losses              
Balance at beginning of period 4,883,000 5,037,000 4,661,000 5,218,000 5,218,000 5,251,000 6,613,000
Loans charged off (33,000) (36,000) (115,000) (616,000) (2,432,000) (1,256,000) (3,800,000)
Recoveries on loans previously charged off 56,000 76,000 177,000 100,000 200,000 278,000 138,000
Provision 191,000 100,000 374,000 475,000 1,675,000 945,000 2,300,000
Balance at end of period 5,097,000 5,177,000 5,097,000 5,177,000 4,661,000 5,218,000 5,251,000
Net recoveries     62,000        
Net charge off       516,000 2,232,000 978,000 3,662,000
Net charge off as percentage of average loans outstanding       1.10% 0.48% 0.23% 0.94%
Commercial real estate
             
Loans              
Total loans 274,500,000 243,363,000 274,500,000 243,363,000 268,809,000 244,966,000 199,201,000
Changes in the allowance for loan losses              
Balance at beginning of period 1,756,000 2,964,000 1,849,000 3,267,000 3,267,000 2,823,000 3,460,000
Loans charged off   (21,000) (1,000) (456,000) (1,539,000) (729,000) (2,267,000)
Recoveries on loans previously charged off 20,000 29,000 74,000 41,000 92,000 52,000 32,000
Provision (146,000) (311,000) (292,000) (191,000) 29,000 1,121,000 1,598,000
Balance at end of period 1,630,000 2,661,000 1,630,000 2,661,000 1,849,000 3,267,000 2,823,000
Commercial, financial, and agricultural
             
Loans              
Total loans 89,515,000 84,145,000 89,515,000 84,145,000 79,655,000 80,646,000 92,269,000
Changes in the allowance for loan losses              
Balance at beginning of period 1,572,000 847,000 1,378,000 692,000 692,000 1,079,000 1,018,000
Loans charged off (3,000) (4,000) (65,000) (76,000) (632,000) (40,000) (579,000)
Recoveries on loans previously charged off 15,000 30,000 59,000 33,000 56,000 201,000 21,000
Provision 85,000 217,000 297,000 441,000 1,262,000 (548,000) 619,000
Balance at end of period 1,669,000 1,090,000 1,669,000 1,090,000 1,378,000 692,000 1,079,000
One to four family residential real estate
             
Loans              
Total loans 105,868,000 94,254,000 105,868,000 94,254,000 103,768,000 87,948,000 77,332,000
Changes in the allowance for loan losses              
Balance at beginning of period 391,000 990,000 516,000 980,000 980,000 1,114,000 1,622,000
Loans charged off (13,000) (6,000) (16,000) (13,000) (141,000) (399,000) (490,000)
Recoveries on loans previously charged off 8,000 6,000 14,000 11,000 26,000 7,000 1,000
Provision (41,000) (113,000) (169,000) (101,000) (349,000) 258,000 (19,000)
Balance at end of period 345,000 877,000 345,000 877,000 516,000 980,000 1,114,000
Consumer construction
             
Loans              
Total loans 7,464,000 4,305,000 7,464,000 4,305,000 6,895,000 7,465,000 5,774,000
Changes in the allowance for loan losses              
Balance at beginning of period 16,000   25,000        
Recoveries on loans previously charged off         2,000    
Provision (1,000)   (10,000)   23,000    
Balance at end of period 15,000   15,000   25,000    
Commercial construction
             
Loans              
Total loans 10,550,000 16,053,000 10,550,000 16,053,000 10,904,000 17,229,000 19,745,000
Changes in the allowance for loan losses              
Balance at beginning of period 41,000 118,000 80,000 125,000 125,000 207,000 389,000
Loans charged off           (6,000) (412,000)
Recoveries on loans previously charged off 3,000 1,000 6,000 2,000 2,000   75,000
Provision (4,000) (22,000) (46,000) (30,000) (47,000) (76,000) 155,000
Balance at end of period 40,000 97,000 40,000 97,000 80,000 125,000 207,000
Consumer
             
Loans              
Total loans 15,043,000 13,435,000 15,043,000 13,435,000 13,801,000 10,923,000 6,925,000
Changes in the allowance for loan losses              
Balance at beginning of period 114,000 13,000 148,000        
Loans charged off (17,000) (5,000) (33,000) (71,000) (120,000) (82,000) (52,000)
Recoveries on loans previously charged off 10,000 10,000 24,000 13,000 22,000 18,000 9,000
Provision 4,000 (5,000) (28,000) 71,000 246,000 64,000 43,000
Balance at end of period $ 111,000 $ 13,000 $ 111,000 $ 13,000 $ 148,000