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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Cash Flows From Operating Activities:    
Net income $ 1,240 $ 1,409
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 749 706
Provision for (benefit of) deferred taxes 616 (4,623)
Provision for loan losses 600 3,700
(Gain) on sales/calls of securities available for sale   (215)
(Gain) loss on sale of secondary market loans held for sale (122) (126)
Origination of secondary market loans held for sale (11,247) (9,720)
Proceeds from secondary market loans held for sale 11,446 9,896
Loss on sales of other real estate (64) 47
Writedown of other real estate 496 1,947
Stock option compensation   15
Change in other assets 392 12,673
Change in other liabilities (113) 70
Net cash provided by operating activities 3,993 15,779
Cash Flows From Investing Activities:    
Net (increase) decrease in loans (14,966) (6,136)
Net (increase) decrease in interest-bearing deposits in other financial institutions 703  
Purchase of securities available for sale (12,875)  
Proceeds from sales, maturities or calls of securities available for sale 7,843 11,277
Capital expenditures (527) (445)
Redemption of FHLB stock 363  
Proceeds from sale of premises, equipment, and other real estate 2,429 1,137
Net cash provided by (used in) investing activities (17,030) 5,833
Cash Flows From Financing Activities:    
Net increase (decrease) in deposits 12,888 (15,605)
Dividend on preferred stock and accretion of discount (276) (275)
Net cash provided by (used in) financing activities 12,612 (15,880)
Net increase in cash and cash equivalents (425) 5,732
Cash and cash equivalents at beginning of period 34,719 45,433
Cash and cash equivalents at end of period 34,294 51,165
Cash paid during the year for:    
Interest 2,720 3,319
Income taxes 50 25
Noncash Investing and Financing Activities:    
Transfers of foreclosures from loans to other real estate held for sale (net of adjustments made through the allowance for loan losses) $ 2,105 $ 3,003