Condensed Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and fees on loans:
Taxable	$ 5,198	$ 5,227	$ 10,334	$ 10,418
Tax-exempt	37	47	79	99
Interest on securities:
Taxable	292	356	574	753
Tax-exempt	7	7	14	14
Other interest income	30	37	63	77
Total interest income	5,564	5,674	11,064	11,361
INTEREST EXPENSE:
Deposits	1,231	1,439	2,449	2,896
Borrowings	155	212	296	420
Total interest expense	1,386	1,651	2,745	3,316
Net interest income	4,178	4,023	8,319	8,045
Provision for loan losses	600	2,800	600	3,700
Net interest income after provision for loan losses	3,578	1,223	7,719	4,345
OTHER INCOME:
Service fees	219	252	436	474
Net security gains				215
Income from loans sold	1,070	309	1,385	625
Other	59	32	104	86
Total other income	1,348	593	1,925	1,400
OTHER EXPENSE:
Salaries and employee benefits	1,806	1,781	3,630	3,501
Occupancy	349	345	714	690
Furniture and equipment	221	197	415	391
Data processing	179	205	355	394
Professional service fees	232	161	385	334
Loan and deposit	252	198	431	466
ORE writedowns and (gains) losses on sale	(35)	1,845	432	1,993
FDIC insurance assessment	255	221	540	443
Telephone	58	45	109	92
Advertising	111	72	199	144
Other	301	260	578	511
Total other expense	3,729	5,330	7,788	8,959
Income before provision for (benefit of) income taxes	1,197	(3,514)	1,856	(3,214)
Provision for (benefit of) income taxes	402	(1,212)	616	(4,623)
NET INCOME (LOSS)	795	(2,302)	1,240	1,409
Preferred dividend and accretion of discount	192	186	381	371
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS	$ 603	$ (2,488)	$ 859	$ 1,038
INCOME (LOSS) PER COMMON SHARE:
Basic	$ 0.18	$ (0.73)	$ 0.25	$ 0.30
Diluted	$ 0.17	$ (0.73)	$ 0.25	$ 0.30