XML 110 R99.htm IDEA: XBRL DOCUMENT v3.25.1
Reportable Operating Segments - Selected Business Segment Financial Information (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Selected business segment financial information    
Total interest income $ 235,150 $ 244,952
Total interest expense (74,624) (90,525)
Net interest income (expense) 160,526 154,427
Provision for credit losses (10,500) (6,300)
Net interest income after provision for credit losses 150,026 148,127
Noninterest income 50,477 51,371
Salaries and employee benefits 60,104 59,262
Contracted services and professional fees 14,839 15,739
Occupancy (8,100) (6,941)
Equipment (13,871) (13,413)
Card rewards program 7,919 8,508
Noninterest expense (123,560) (128,813)
Income (loss) before (provision) benefit for income taxes 76,943 70,685
(Provision) benefit for income taxes (17,695) (16,465)
Net income 59,248 54,220
Operating Segments    
Selected business segment financial information    
Total interest income 235,150 244,952
Total interest expense (74,624) (90,525)
Net interest income (expense) 160,526 154,427
Provision for credit losses (10,500) (6,300)
Net interest income after provision for credit losses 150,026 148,127
Noninterest income 50,477 51,371
Salaries and employee benefits (60,104) (59,262)
Contracted services and professional fees (14,839) (15,739)
Occupancy (8,100) (6,941)
Equipment (13,871) (13,413)
Card rewards program (7,919) (8,508)
Other segment items (18,727) (24,950)
Noninterest expense (123,560) (128,813)
Income (loss) before (provision) benefit for income taxes 76,943 70,685
(Provision) benefit for income taxes (17,695) (16,465)
Net income 59,248 54,220
Other Segment Disclosures:    
Depreciation and amortization 5,528 4,917
Segment earning assets 20,984,647 21,617,600
Retail Banking    
Selected business segment financial information    
Total interest income 21,402 22,026
Total interest expense 108,480 106,031
Net interest income (expense) 129,882 128,057
Noninterest income 26,651 26,035
Retail Banking | Operating Segments    
Selected business segment financial information    
Total interest income 84,412 84,223
Total interest expense (54,881) (58,372)
Net interest income (expense) 129,882 128,057
Provision for credit losses (4,691) (3,379)
Net interest income after provision for credit losses 125,191 124,678
Noninterest income 26,651 26,035
Salaries and employee benefits (24,612) (25,238)
Contracted services and professional fees (3,053) (2,881)
Occupancy (7,295) (7,416)
Equipment (1,395) (1,308)
Other segment items (36,770) (39,797)
Noninterest expense (73,125) (76,640)
Income (loss) before (provision) benefit for income taxes 78,717 74,073
(Provision) benefit for income taxes (18,774) (17,928)
Net income 59,943 56,145
Other Segment Disclosures:    
Depreciation and amortization 1,048 1,136
Segment earning assets 7,323,191 7,474,076
Retail Banking | Intersegment Eliminations    
Selected business segment financial information    
Intersegment interest allocations (63,010) (62,197)
Intersegment interest allocations 163,361 164,403
Commercial Banking    
Selected business segment financial information    
Total interest income 30,140 33,536
Total interest expense 12,402 11,845
Net interest income (expense) 42,542 45,381
Noninterest income 17,755 17,958
Commercial Banking | Operating Segments    
Selected business segment financial information    
Total interest income 107,271 116,775
Total interest expense (13,934) (15,313)
Net interest income (expense) 42,542 45,381
Provision for credit losses (5,309) (3,713)
Net interest income after provision for credit losses 37,233 41,668
Noninterest income 17,755 17,958
Salaries and employee benefits (4,791) (4,996)
Contracted services and professional fees (3,870) (4,389)
Occupancy (495) (491)
Equipment (449) (361)
Card rewards program (7,919) (8,508)
Other segment items (2,247) (6,940)
Noninterest expense (19,771) (25,685)
Income (loss) before (provision) benefit for income taxes 35,217 33,941
(Provision) benefit for income taxes (6,961) (7,273)
Net income 28,256 26,668
Other Segment Disclosures:    
Depreciation and amortization 68 68
Segment earning assets 6,974,197 6,880,199
Commercial Banking | Intersegment Eliminations    
Selected business segment financial information    
Intersegment interest allocations (77,131) (83,239)
Intersegment interest allocations 26,336 27,158
Treasury and Other    
Selected business segment financial information    
Total interest income 183,608 189,390
Total interest expense (195,506) (208,401)
Net interest income (expense) (11,898) (19,011)
Noninterest income 6,071 7,378
Treasury and Other | Operating Segments    
Selected business segment financial information    
Total interest income 43,467 43,954
Total interest expense (5,809) (16,840)
Net interest income (expense) (11,898) (19,011)
Provision for credit losses (500) 792
Net interest income after provision for credit losses (12,398) (18,219)
Noninterest income 6,071 7,378
Salaries and employee benefits (30,701) (29,028)
Contracted services and professional fees (7,916) (8,469)
Occupancy (310) 966
Equipment (12,027) (11,744)
Other segment items 20,290 21,787
Noninterest expense (30,664) (26,488)
Income (loss) before (provision) benefit for income taxes (36,991) (37,329)
(Provision) benefit for income taxes 8,040 8,736
Net income (28,951) (28,593)
Other Segment Disclosures:    
Depreciation and amortization 4,412 3,713
Segment earning assets 6,687,259 7,263,325
Treasury and Other | Intersegment Eliminations    
Selected business segment financial information    
Intersegment interest allocations 140,141 145,436
Intersegment interest allocations $ (189,697) $ (191,561)