XML 65 R54.htm IDEA: XBRL DOCUMENT v3.25.1
Allowance for Credit Losses - Credit Quality Information (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Financing Receivable, before Allowance for Credit Loss, Total $ 14,293,036   $ 14,408,258
Current period gross charge-offs:      
Total, Current period gross charge-offs 6,498 $ 5,763  
Unlikely to be Collected Financing Receivable      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Financing Receivable, before Allowance for Credit Loss, Total 0   0
Real estate loan      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 47,530   210,828
2024/2023 202,587   247,668
2023/2022 241,767   622,840
2022/2021 611,292   1,103,603
2021/2020 1,087,375   591,758
Prior 1,935,606   1,389,038
Revolving Loans Amortized Cost Basis 3,361   2,419
Financing Receivable, before Allowance for Credit Loss, Total 4,129,518   4,168,154
Real estate loan | 740 and greater      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 41,949   168,067
2024/2023 161,436   187,710
2023/2022 183,292   492,845
2022/2021 482,310   946,390
2021/2020 933,384   498,443
Prior 1,578,605   1,115,557
Financing Receivable, before Allowance for Credit Loss, Total 3,380,976   3,409,012
Real estate loan | 680 - 739      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 4,088   18,368
2024/2023 18,218   34,901
2023/2022 34,761   65,735
2022/2021 65,347   103,622
2021/2020 101,230   57,369
Prior 192,602   138,469
Financing Receivable, before Allowance for Credit Loss, Total 416,246   418,464
Real estate loan | 620 - 679      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 734   1,726
2024/2023 1,714   4,380
2023/2022 3,922   23,556
2022/2021 23,196   19,355
2021/2020 18,793   14,058
Prior 51,826   40,471
Financing Receivable, before Allowance for Credit Loss, Total 100,185   103,546
Real estate loan | 550 - 619      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023     820
2023/2022 817   6,526
2022/2021 6,495   7,745
2021/2020 7,696   4,042
Prior 17,224   13,783
Financing Receivable, before Allowance for Credit Loss, Total 32,232   32,916
Real estate loan | Less than 550      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2024/2023     734
2023/2022 731   775
2022/2021 771   2,264
2021/2020 2,253   1,559
Prior 7,503   6,342
Financing Receivable, before Allowance for Credit Loss, Total 11,258   11,674
Real estate loan | No Score      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024     13,211
2024/2023 13,199   6,719
2023/2022 6,330   16,839
2022/2021 16,757   9,916
2021/2020 9,837   5,518
Prior 50,065   45,604
Financing Receivable, before Allowance for Credit Loss, Total 96,188   97,807
Real estate loan | Fico Other      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 759   9,456
2024/2023 8,020   12,404
2023/2022 11,914   16,564
2022/2021 16,416   14,311
2021/2020 14,182   10,769
Prior 37,781   28,812
Revolving Loans Amortized Cost Basis 3,361   2,419
Financing Receivable, before Allowance for Credit Loss, Total 92,433   94,735
Home Equity Line      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 1,140,244   1,146,858
Revolving Loans Converted to Term Loans Amortized Cost Basis 4,651   4,881
Financing Receivable, before Allowance for Credit Loss, Total 1,144,895   1,151,739
Home Equity Line | 740 and greater      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 911,857   925,749
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,404   1,652
Financing Receivable, before Allowance for Credit Loss, Total 913,261   927,401
Home Equity Line | 680 - 739      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 169,131   161,523
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,684   1,030
Financing Receivable, before Allowance for Credit Loss, Total 170,815   162,553
Home Equity Line | 620 - 679      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 39,262   39,235
Revolving Loans Converted to Term Loans Amortized Cost Basis 592   1,220
Financing Receivable, before Allowance for Credit Loss, Total 39,854   40,455
Home Equity Line | 550 - 619      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 12,077   13,006
Revolving Loans Converted to Term Loans Amortized Cost Basis 485   416
Financing Receivable, before Allowance for Credit Loss, Total 12,562   13,422
Home Equity Line | Less than 550      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 6,645   5,993
Revolving Loans Converted to Term Loans Amortized Cost Basis 486   563
Financing Receivable, before Allowance for Credit Loss, Total 7,131   6,556
Home Equity Line | No Score      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 1,272   1,352
Financing Receivable, before Allowance for Credit Loss, Total 1,272   1,352
Total Loans and Leases      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 316,613   1,183,823
2024/2023 1,118,437   1,155,877
2023/2022 1,142,768   2,286,710
2022/2021 2,223,102   2,322,566
2021/2020 2,236,536   1,013,551
Prior 4,322,684   3,513,354
Revolving Loans Amortized Cost Basis 2,897,620   2,902,520
Revolving Loans Converted to Term Loans Amortized Cost Basis 35,276   29,857
Financing Receivable, before Allowance for Credit Loss, Total 14,293,036   14,408,258
Current period gross charge-offs:      
2025/2024, Current period gross charge-offs     732
2024/2023, Current period gross charge-offs 703   2,633
2023/2022, Current period gross charge-offs 576   2,941
2022/2021, Current period gross charge-offs 764   1,493
2021/2020, Current period gross charge-offs 626   897
Prior, Current period gross charge-offs 1,588   5,461
Revolving Loans Amortized Cost Basis, Current period gross charge-offs 1,904   7,168
Revolving Loans Converted to Term Loans Amortized Cost Basis, Current period gross charge-offs 337   692
Total, Current period gross charge-offs 6,498   22,017
Residential mortgage      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 47,530    
2024/2023 202,587    
2023/2022 241,767    
2022/2021 611,292    
2021/2020 1,087,375    
Prior 1,935,606    
Revolving Loans Amortized Cost Basis 1,143,605    
Revolving Loans Converted to Term Loans Amortized Cost Basis 4,651    
Financing Receivable, before Allowance for Credit Loss, Total 5,274,413    
Current period gross charge-offs:      
Revolving Loans Amortized Cost Basis, Current period gross charge-offs 14    
Total, Current period gross charge-offs 14    
Residential mortgage | Real estate loan      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Financing Receivable, before Allowance for Credit Loss, Total 4,129,518   4,168,154
Residential mortgage | Home Equity Line      
Current period gross charge-offs:      
Revolving Loans Amortized Cost Basis, Current period gross charge-offs 14    
Total, Current period gross charge-offs 14    
Home equity line | Home Equity Line      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Financing Receivable, before Allowance for Credit Loss, Total 1,144,895   1,151,739
Consumer      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 60,821   201,319
2024/2023 191,909   140,823
2023/2022 127,499   163,652
2022/2021 145,239   86,456
2021/2020 73,827   30,725
Prior 39,228   22,228
Revolving Loans Amortized Cost Basis 356,831   375,829
Revolving Loans Converted to Term Loans Amortized Cost Basis 2,971   2,937
Financing Receivable, before Allowance for Credit Loss, Total 998,325   1,023,969
Current period gross charge-offs:      
2025/2024, Current period gross charge-offs     732
2024/2023, Current period gross charge-offs 660   2,055
2023/2022, Current period gross charge-offs 481   2,606
2022/2021, Current period gross charge-offs 585   1,388
2021/2020, Current period gross charge-offs 270   676
Prior, Current period gross charge-offs 809   2,685
Revolving Loans Amortized Cost Basis, Current period gross charge-offs 1,883   7,168
Revolving Loans Converted to Term Loans Amortized Cost Basis, Current period gross charge-offs 337   692
Total, Current period gross charge-offs 5,025 4,854 18,002
Consumer | 740 and greater      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 32,634   92,329
2024/2023 80,861   65,738
2023/2022 58,623   84,007
2022/2021 73,919   44,192
2021/2020 37,183   14,607
Prior 15,253   6,897
Revolving Loans Amortized Cost Basis 93,415   101,938
Revolving Loans Converted to Term Loans Amortized Cost Basis 112   106
Financing Receivable, before Allowance for Credit Loss, Total 392,000   409,814
Consumer | 680 - 739      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 19,668   68,371
2024/2023 66,839   46,533
2023/2022 41,621   44,504
2022/2021 38,860   21,829
2021/2020 18,814   7,652
Prior 9,295   5,278
Revolving Loans Amortized Cost Basis 84,783   86,935
Revolving Loans Converted to Term Loans Amortized Cost Basis 515   509
Financing Receivable, before Allowance for Credit Loss, Total 280,395   281,611
Consumer | 620 - 679      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 6,692   30,618
2024/2023 31,051   17,728
2023/2022 16,155   19,942
2022/2021 17,379   10,252
2021/2020 8,533   4,195
Prior 6,406   4,152
Revolving Loans Amortized Cost Basis 50,655   50,544
Revolving Loans Converted to Term Loans Amortized Cost Basis 793   775
Financing Receivable, before Allowance for Credit Loss, Total 137,664   138,206
Consumer | 550 - 619      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 596   6,108
2024/2023 9,333   6,768
2023/2022 6,584   9,312
2022/2021 9,663   5,702
2021/2020 5,434   2,574
Prior 4,471   3,106
Revolving Loans Amortized Cost Basis 16,458   15,641
Revolving Loans Converted to Term Loans Amortized Cost Basis 849   778
Financing Receivable, before Allowance for Credit Loss, Total 53,388   49,989
Consumer | Less than 550      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 280   2,012
2024/2023 3,004   3,950
2023/2022 4,421   5,572
2022/2021 5,131   3,594
2021/2020 3,263   1,591
Prior 2,741   1,830
Revolving Loans Amortized Cost Basis 5,399   5,311
Revolving Loans Converted to Term Loans Amortized Cost Basis 508   593
Financing Receivable, before Allowance for Credit Loss, Total 24,747   24,453
Consumer | No Score      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 750   1,881
2024/2023 821   106
2023/2022 95   38
2022/2021 30    
2021/2020     7
Prior 18   9
Revolving Loans Amortized Cost Basis 35,238   38,932
Revolving Loans Converted to Term Loans Amortized Cost Basis 194   176
Financing Receivable, before Allowance for Credit Loss, Total 37,146   41,149
Consumer | Fico Other      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 201    
2023/2022     277
2022/2021 257   887
2021/2020 600   99
Prior 1,044   956
Revolving Loans Amortized Cost Basis 70,883   76,528
Financing Receivable, before Allowance for Credit Loss, Total 72,985   78,747
Residential Mortgage      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024     210,828
2024/2023     247,668
2023/2022     622,840
2022/2021     1,103,603
2021/2020     591,758
Prior     1,389,038
Revolving Loans Amortized Cost Basis     1,149,277
Revolving Loans Converted to Term Loans Amortized Cost Basis     4,881
Financing Receivable, before Allowance for Credit Loss, Total     5,319,893
Commercial and Industrial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 28,041   181,920
2024/2023 187,179   84,867
2023/2022 79,075   201,675
2022/2021 189,840   252,593
2021/2020 222,886   19,149
Prior 272,625   259,834
Revolving Loans Amortized Cost Basis 1,261,739   1,233,054
Revolving Loans Converted to Term Loans Amortized Cost Basis 20,009   14,336
Financing Receivable, before Allowance for Credit Loss, Total 2,261,394   2,247,428
Current period gross charge-offs:      
2024/2023, Current period gross charge-offs 43   578
2023/2022, Current period gross charge-offs 95   335
2022/2021, Current period gross charge-offs 179   105
2021/2020, Current period gross charge-offs 356   221
Prior, Current period gross charge-offs 779   2,376
Revolving Loans Amortized Cost Basis, Current period gross charge-offs 7    
Total, Current period gross charge-offs 1,459 $ 909 3,615
Commercial and Industrial | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 19,578   163,980
2024/2023 173,435   73,554
2023/2022 68,842   185,433
2022/2021 172,494   249,532
2021/2020 220,547   17,775
Prior 268,053   256,119
Revolving Loans Amortized Cost Basis 1,148,880   1,118,075
Revolving Loans Converted to Term Loans Amortized Cost Basis 20,009   14,336
Financing Receivable, before Allowance for Credit Loss, Total 2,091,838   2,078,804
Commercial and Industrial | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 364   808
2024/2023 916   2,385
2023/2022 2,250   1,209
2022/2021 3,353   68
2021/2020 58   300
Prior 1,229   1,322
Revolving Loans Amortized Cost Basis 41,972   41,520
Financing Receivable, before Allowance for Credit Loss, Total 50,142   47,612
Commercial and Industrial | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2023/2022     8,096
2022/2021 7,948   196
2021/2020 26   309
Prior 1,238   1,114
Revolving Loans Amortized Cost Basis 24,836   26,089
Financing Receivable, before Allowance for Credit Loss, Total 34,048   35,804
Commercial and Industrial | Other Indicator      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 8,099   17,132
2024/2023 12,828   8,928
2023/2022 7,983   6,937
2022/2021 6,045   2,797
2021/2020 2,255   765
Prior 2,105   1,279
Revolving Loans Amortized Cost Basis 46,051   47,370
Financing Receivable, before Allowance for Credit Loss, Total 85,366   85,208
Commercial Real Estate      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 105,358   331,419
2024/2023 300,842   372,200
2023/2022 386,726   894,467
2022/2021 858,603   677,123
2021/2020 675,035   311,421
Prior 1,921,406   1,740,968
Revolving Loans Amortized Cost Basis 111,818   128,691
Revolving Loans Converted to Term Loans Amortized Cost Basis 7,645   7,703
Financing Receivable, before Allowance for Credit Loss, Total 4,367,433   4,463,992
Current period gross charge-offs:      
Prior, Current period gross charge-offs     400
Total, Current period gross charge-offs     400
Commercial Real Estate | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 105,358   322,405
2024/2023 291,863   369,948
2023/2022 384,491   832,005
2022/2021 796,202   634,722
2021/2020 632,631   308,156
Prior 1,889,571   1,720,243
Revolving Loans Amortized Cost Basis 100,071   116,682
Revolving Loans Converted to Term Loans Amortized Cost Basis 7,645   7,703
Financing Receivable, before Allowance for Credit Loss, Total 4,207,832   4,311,864
Commercial Real Estate | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024     9,014
2024/2023 8,979   2,252
2023/2022 2,235   7,510
2022/2021 7,483   41,399
2021/2020 41,397   3,265
Prior 22,702   10,860
Revolving Loans Amortized Cost Basis 11,747   11,861
Financing Receivable, before Allowance for Credit Loss, Total 94,543   86,161
Commercial Real Estate | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2023/2022     54,952
2022/2021 54,918   1,002
2021/2020 1,007    
Prior 9,003   9,732
Revolving Loans Amortized Cost Basis     148
Financing Receivable, before Allowance for Credit Loss, Total 64,928   65,834
Commercial Real Estate | Other Indicator      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Prior 130   133
Financing Receivable, before Allowance for Credit Loss, Total 130   133
Construction      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 5,132   104,065
2024/2023 136,544   208,070
2023/2022 207,690   342,861
2022/2021 361,608   188,243
2021/2020 163,914   42,795
Prior 55,557   16,623
Revolving Loans Amortized Cost Basis 23,627   15,669
Financing Receivable, before Allowance for Credit Loss, Total 954,072   918,326
Construction | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 4,610   91,583
2024/2023 122,410   198,382
2023/2022 198,780   332,000
2022/2021 353,108   186,682
2021/2020 162,361   41,596
Prior 52,233   13,824
Revolving Loans Amortized Cost Basis 22,934   14,972
Financing Receivable, before Allowance for Credit Loss, Total 916,436   879,039
Construction | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Prior 147   155
Financing Receivable, before Allowance for Credit Loss, Total 147   155
Construction | Other Indicator      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 522   12,482
2024/2023 14,134   9,688
2023/2022 8,910   10,861
2022/2021 8,500   1,561
2021/2020 1,553   1,199
Prior 3,177   2,644
Revolving Loans Amortized Cost Basis 693   697
Financing Receivable, before Allowance for Credit Loss, Total 37,489   39,132
Lease financing      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 69,731   154,272
2024/2023 99,376   102,249
2023/2022 100,011   61,215
2022/2021 56,520   14,548
2021/2020 13,499   17,703
Prior 98,262   84,663
Financing Receivable, before Allowance for Credit Loss, Total 437,399   434,650
Lease financing | Pass      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 69,731   149,615
2024/2023 94,965   101,684
2023/2022 99,259   60,898
2022/2021 56,228   14,328
2021/2020 13,304   17,703
Prior 98,262   84,663
Financing Receivable, before Allowance for Credit Loss, Total 431,749   428,891
Lease financing | Special Mention      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2023/2022 226    
2022/2021     220
2021/2020 195    
Financing Receivable, before Allowance for Credit Loss, Total 421   220
Lease financing | Substandard      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024     4,657
2024/2023 4,411   565
2023/2022 526   317
2022/2021 292    
Financing Receivable, before Allowance for Credit Loss, Total 5,229   5,539
Commercial Lending      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
2025/2024 208,262   771,676
2024/2023 723,941   767,386
2023/2022 773,502   1,500,218
2022/2021 1,466,571   1,132,507
2021/2020 1,075,334   391,068
Prior 2,347,850   2,102,088
Revolving Loans Amortized Cost Basis 1,397,184   1,377,414
Revolving Loans Converted to Term Loans Amortized Cost Basis 27,654   22,039
Financing Receivable, before Allowance for Credit Loss, Total 8,020,298   8,064,396
Current period gross charge-offs:      
2024/2023, Current period gross charge-offs 43   578
2023/2022, Current period gross charge-offs 95   335
2022/2021, Current period gross charge-offs 179   105
2021/2020, Current period gross charge-offs 356   221
Prior, Current period gross charge-offs 779   2,776
Revolving Loans Amortized Cost Basis, Current period gross charge-offs 7    
Total, Current period gross charge-offs $ 1,459   $ 4,015