Reportable Operating Segments (Tables)

9 Months Ended

Sep. 30, 2024

Reportable Operating Segments

Schedule of selected business segment financial information

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Three Months Ended September 30, 2024
Net interest income (expense)	$	126,335	$	47,222	$	(16,850)	$	156,707
Provision for credit losses		(3,390)		(3,726)		(284)		(7,400)
Net interest income (expense) after provision for credit losses		122,945		43,496		(17,134)		149,307
Noninterest income		26,585		21,666		5,037		53,288
Noninterest expense		(73,016)		(21,691)		(31,440)		(126,147)
Income (loss) before (provision) benefit for income taxes		76,514		43,471		(43,537)		76,448
(Provision) benefit for income taxes		(18,519)		(9,325)		12,888		(14,956)
Net income (loss)	$	57,995	$	34,146	$	(30,649)	$	61,492

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Nine Months Ended September 30, 2024
Net interest income (expense)	$	379,088	$	137,622	$	(52,725)	$	463,985
(Provision) benefit for credit losses		(8,294)		(9,114)		1,908		(15,500)
Net interest income (expense) after (provision) benefit for credit losses		370,794		128,508		(50,817)		448,485
Noninterest income		78,916		58,247		19,264		156,427
Noninterest expense		(222,281)		(69,999)		(84,766)		(377,046)
Income (loss) before (provision) benefit for income taxes		227,429		116,756		(116,319)		227,866
(Provision) benefit for income taxes		(55,070)		(25,017)		29,854		(50,233)
Net income (loss)	$	172,359	$	91,739	$	(86,465)	$	177,633

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Three Months Ended September 30, 2023
Net interest income (expense)	$	119,070	$	45,913	$	(7,835)	$	157,148
Provision for credit losses		(2,359)		(3,565)		(1,576)		(7,500)
Net interest income (expense) after provision for credit losses		116,711		42,348		(9,411)		149,648
Noninterest income		24,834		18,858		2,405		46,097
Noninterest expense		(77,873)		(24,976)		(16,534)		(119,383)
Income (loss) before (provision) benefit for income taxes		63,672		36,230		(23,540)		76,362
(Provision) benefit for income taxes		(15,209)		(8,334)		5,402		(18,141)
Net income (loss)	$	48,463	$	27,896	$	(18,138)	$	58,221

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Nine Months Ended September 30, 2023
Net interest income	$	332,227	$	128,348	$	23,759	$	484,334
Provision for credit losses		(6,913)		(10,447)		(3,940)		(21,300)
Net interest income after provision for credit losses		325,314		117,901		19,819		463,034
Noninterest income		72,898		55,832		13,738		142,468
Noninterest expense		(231,313)		(79,832)		(47,686)		(358,831)
Income (loss) before (provision) benefit for income taxes		166,899		93,901		(14,129)		246,671
(Provision) benefit for income taxes		(39,836)		(21,546)		2,192		(59,190)
Net income (loss)	$	127,063	$	72,355	$	(11,937)	$	187,481