Revenue from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2024

Revenue from Contracts with Customers

Summary of revenues disaggregated by type of service and business segments

		Three Months Ended September 30, 2024
					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Net interest income (expense)(1)	$	126,335	$	47,222	$	(16,850)	$	156,707
Service charges on deposit accounts		6,644		1,028		111		7,783
Credit and debit card fees		—		15,968		990		16,958
Other service charges and fees		8,598		426		606		9,630
Trust and investment services income		9,077		—		—		9,077
Other		193		2,502		1,073		3,768
Not in scope of Topic 606(1)		2,073		1,742		2,257		6,072
Total noninterest income		26,585		21,666		5,037		53,288
Total revenue	$	152,920	$	68,888	$	(11,813)	$	209,995

		Nine Months Ended September 30, 2024
					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Net interest income (expense)(1)	$	379,088	$	137,622	$	(52,725)	$	463,985
Service charges on deposit accounts		20,097		2,746		279		23,122
Credit and debit card fees		—		44,831		3,015		47,846
Other service charges and fees		23,306		1,334		1,767		26,407
Trust and investment services income		28,857		—		—		28,857
Other		669		5,041		6,493		12,203
Not in scope of Topic 606(1)		5,987		4,295		7,710		17,992
Total noninterest income		78,916		58,247		19,264		156,427
Total revenue	$	458,004	$	195,869	$	(33,461)	$	620,412

(1) Most of the Company’s revenue is not within the scope of ASU No. 2014-09, Revenue from Contracts with Customers. The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance.

		Three Months Ended September 30, 2023
					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Net interest income (expense)(1)	$	119,070	$	45,913	$	(7,835)	$	157,148
Service charges on deposit accounts		6,724		714		86		7,524
Credit and debit card fees		—		13,990		1,152		15,142
Other service charges and fees		6,461		425		529		7,415
Trust and investment services income		9,742		—		—		9,742
Other		86		2,599		(48)		2,637
Not in scope of Topic 606(1)		1,821		1,130		686		3,637
Total noninterest income		24,834		18,858		2,405		46,097
Total revenue	$	143,904	$	64,771	$	(5,430)	$	203,245

		Nine Months Ended September 30, 2023
					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Net interest income(1)	$	332,227	$	128,348	$	23,759	$	484,334
Service charges on deposit accounts		19,723		2,002		276		22,001
Credit and debit card fees		—		42,044		3,687		45,731
Other service charges and fees		18,681		1,268		1,592		21,541
Trust and investment services income		28,804		—		—		28,804
Other		413		6,449		2,037		8,899
Not in scope of Topic 606(1)		5,277		4,069		6,146		15,492
Total noninterest income		72,898		55,832		13,738		142,468
Total revenue	$	405,125	$	184,180	$	37,497	$	626,802

(1) Most of the Company’s revenue is not within the scope of ASU No. 2014-09, Revenue from Contracts with Customers. The guidance explicitly excludes net interest income from financial assets and liabilities as well as other noninterest income from loans, leases, investment securities, derivative financial instruments and bank-owned life insurance.