Segment information (Tables)

3 Months Ended

Mar. 31, 2019

Information about the Company's segments is presented in the following table:

	Three Months Ended March 31
	2019								2018
	Total Revenues(a)		Inter- segment Revenues			Net Income (Loss)			Total Revenues(a)		Inter- segment Revenues			Net Income (Loss)
	(In thousands)

Business Banking	$	139,322		856			43,271		$	127,884		918			37,718
Commercial Banking		267,490		840			132,218			266,396		850			125,465
Commercial Real Estate		219,173		354			117,498			202,607		340			108,303
Discretionary Portfolio		63,917		(9,299	)		39,172			50,038		(10,832	)		19,739
Residential Mortgage Banking		83,761		14,514			12,941			82,458		15,421			14,946
Retail Banking		430,891		2,511			145,066			393,476		2,865			123,380
All Other		346,271		(9,776	)		(7,424	)		311,354		(9,562	)		(76,941	)
Total	$	1,550,825		—			482,742		$	1,434,213		—			352,610

	Average Total Assets
	Three Months Ended March 31				Year Ended December 31
	2019		2018		2018
	(In millions)

Business Banking	$	5,702		5,681		5,631
Commercial Banking		27,858		26,482		26,626
Commercial Real Estate		23,572		22,811		22,885
Discretionary Portfolio		30,341		34,095		32,123
Residential Mortgage Banking		2,071		2,278		2,161
Retail Banking		14,403		13,377		13,656
All Other		12,892		12,960		13,877
Total	$	116,839		117,684		116,959

(a)

Total revenues are comprised of net interest income and other income. Net interest income is the difference between taxable-equivalent interest earned on assets and interest paid on liabilities owed by a segment and a funding charge (credit) based on the Company's internal funds transfer and allocation methodology. Segments are charged a cost to fund any assets (e.g. loans) and are paid a funding credit for any funds provided (e.g. deposits). The taxable-equivalent adjustment aggregated $5,967,000 and $4,809,000 for the three-month periods ended March 31, 2019 and 2018, respectively, and is eliminated in "All Other" total revenues. Intersegment revenues are included in total revenues of the reportable segments. The elimination of intersegment revenues is included in the determination of "All Other" total revenues.