XML 72 R55.htm IDEA: XBRL DOCUMENT v3.8.0.1
Regulatory matters (Tables)
12 Months Ended
Dec. 31, 2017
Banking And Thrift [Abstract]  
Summary of Required Minimum and Well Capitalized Capital Ratios

Pursuant to the rules in effect as of December 31, 2017, the required minimum and well capitalized capital ratios are as follows:

 

 

 

 

 

 

 

 

 

Well

 

 

Minimum

 

Capitalized

●   Common equity Tier 1 ("CET1") to risk-weighted assets

 

 

 

4.5

%

 

 

 

 

6.5

%

 

●   Tier 1 capital to risk-weighted assets

 

 

 

6.0

%

 

 

 

 

8.0

%

 

●   Total capital to risk-weighted assets

 

 

 

8.0

%

 

 

 

 

10.0

%

 

●   Leverage — Tier 1 capital to average total assets, as defined

 

 

 

4.0

%

 

 

 

 

5.0

%

 

 

Capital Ratios and Amounts of Company and its Banking Subsidiaries

The capital ratios and amounts of the Company and its banking subsidiaries as of December 31, 2017 and 2016 are presented below:

 

 

 

M&T

(Consolidated)

 

 

M&T Bank

 

 

Wilmington

Trust, N.A.

 

 

 

(Dollars in thousands)

 

December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,675,735

 

 

$

9,978,163

 

 

$

529,988

 

Ratio(a)

 

 

10.99

%

 

 

10.30

%

 

 

48.16

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,908,166

 

 

 

9,978,163

 

 

 

529,988

 

Ratio(a)

 

 

12.26

%

 

 

10.30

%

 

 

48.16

%

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

14,328,467

 

 

 

12,012,171

 

 

 

534,235

 

Ratio(a)

 

 

14.75

%

 

 

12.40

%

 

 

48.54

%

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,908,166

 

 

 

9,978,163

 

 

 

529,988

 

Ratio(b)

 

 

10.31

%

 

 

8.68

%

 

 

13.03

%

December 31, 2016:

 

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,849,642

 

 

$

10,115,688

 

 

$

496,801

 

Ratio(a)

 

 

10.70

%

 

 

10.02

%

 

 

57.08

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

12,083,948

 

 

 

10,115,688

 

 

 

496,801

 

Ratio(a)

 

 

11.92

%

 

 

10.02

%

 

 

57.08

%

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

14,282,492

 

 

 

11,812,114

 

 

 

501,111

 

Ratio(a)

 

 

14.09

%

 

 

11.70

%

 

 

57.57

%

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

12,083,948

 

 

 

10,115,688

 

 

 

496,801

 

Ratio(b)

 

 

9.99

%

 

 

8.41

%

 

 

15.31

%

 

(a)

The ratio of capital to risk-weighted assets, as defined by regulation.

(b)

The ratio of capital to average assets, as defined by regulation.