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Regulatory matters (Tables)
12 Months Ended
Dec. 31, 2016
Banking And Thrift [Abstract]  
Summary of Required Minimum and Well Capitalized Capital Ratios

Pursuant to the rules in effect as of December 31, 2016, the required minimum and well capitalized capital ratios are as follows:

 

 

 

 

 

 

 

 

 

Well

 

 

Minimum

 

Capitalized

●   Common equity Tier 1 ("CET1") to risk-weighted assets

 

 

 

4.5

%

 

 

 

 

6.5

%

 

●   Tier 1 capital to risk-weighted assets

 

 

 

6.0

%

 

 

 

 

8.0

%

 

●   Total capital to risk-weighted assets

 

 

 

8.0

%

 

 

 

 

10.0

%

 

●   Leverage — Tier 1 capital to average total assets, as defined

 

 

 

4.0

%

 

 

 

 

5.0

%

 

 

Capital Ratios and Amounts of Company and its Banking Subsidiaries

The capital ratios and amounts of the Company and its banking subsidiaries as of December 31, 2016 and 2015 are presented below:

 

 

 

M&T

(Consolidated)

 

 

M&T Bank

 

 

Wilmington

Trust, N.A.

 

 

 

(Dollars in thousands)

 

December 31, 2016:

 

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,849,642

 

 

$

10,115,688

 

 

$

496,801

 

Ratio(a)

 

 

10.70

%

 

 

10.02

%

 

 

57.08

%

Minimum required amount(b)

 

 

5,195,288

 

 

 

5,175,310

 

 

 

44,607

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

12,083,948

 

 

 

10,115,688

 

 

 

496,801

 

Ratio(a)

 

 

11.92

%

 

 

10.02

%

 

 

57.08

%

Minimum required amount(b)

 

 

6,715,859

 

 

 

6,690,035

 

 

 

57,662

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

14,282,492

 

 

 

11,812,114

 

 

 

501,111

 

Ratio(a)

 

 

14.09

%

 

 

11.70

%

 

 

57.57

%

Minimum required amount(b)

 

 

8,743,289

 

 

 

8,709,668

 

 

 

75,070

 

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

12,083,948

 

 

 

10,115,688

 

 

 

496,801

 

Ratio(c)

 

 

9.99

%

 

 

8.41

%

 

 

15.31

%

Minimum required amount(b)

 

 

4,836,901

 

 

 

4,812,685

 

 

 

129,774

 

December 31, 2015:

 

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,485,426

 

 

$

10,680,827

 

 

$

476,106

 

Ratio(a)

 

 

11.08

%

 

 

11.33

%

 

 

86.87

%

Minimum required amount(b)

 

 

4,259,977

 

 

 

4,242,817

 

 

 

24,664

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

12,008,232

 

 

 

10,680,827

 

 

 

476,106

 

Ratio(a)

 

 

12.68

%

 

 

11.33

%

 

 

86.87

%

Minimum required amount(b)

 

 

5,679,969

 

 

 

5,657,089

 

 

 

32,886

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

14,128,454

 

 

 

12,589,917

 

 

 

480,415

 

Ratio(a)

 

 

14.92

%

 

 

13.35

%

 

 

87.65

%

Minimum required amount(b)

 

 

7,573,292

 

 

 

7,542,786

 

 

 

43,848

 

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

12,008,232

 

 

 

10,680,827

 

 

 

476,106

 

Ratio(c)

 

 

10.89

%

 

 

9.75

%

 

 

22.38

%

Minimum required amount(b)

 

 

4,408,971

 

 

 

4,381,617

 

 

 

85,082

 

 

(a)

The ratio of capital to risk-weighted assets, as defined by regulation.

(b)

Minimum amount of capital to be considered adequately capitalized, as defined by regulation and including transition portion of the capital conservation buffer for 2016.

(c)

The ratio of capital to average assets, as defined by regulation.