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Regulatory matters (Tables)
12 Months Ended
Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Summary of Required Minimum and Well Capitalized Capital Ratios Pursuant to the rules in effect as of December 31, 2022, the required minimum and well capitalized capital ratios are as follows:

 

 

 

 

 

 

Well

 

Minimum

 

Capitalized

M&T (Consolidated)

 

 

 

 

 

 

 

 

 

Common equity Tier 1 ("CET1") to risk-weighted assets

 

 

4.5

%

 

 

 

 

 

 

Tier 1 capital to risk-weighted assets

 

 

6.0

%

 

 

 

 

6.0

%

 

Total capital to risk-weighted assets

 

 

8.0

%

 

 

 

 

10.0

%

 

Leverage — Tier 1 capital to average total assets, as defined

 

 

4.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Well

 

Minimum

 

Capitalized

Bank Subsidiaries

 

 

 

 

 

 

 

 

 

CET1 to risk-weighted assets

 

 

4.5

%

 

 

 

 

6.5

%

 

Tier 1 capital to risk-weighted assets

 

 

6.0

%

 

 

 

 

8.0

%

 

Total capital to risk-weighted assets

 

 

8.0

%

 

 

 

 

10.0

%

 

Leverage — Tier 1 capital to average total assets, as defined

 

 

4.0

%

 

 

 

 

5.0

%

 

Capital Ratios and Amounts of Company and its Banking Subsidiaries

The capital ratios and amounts of the Company and its banking subsidiaries as of December 31, 2022 and 2021 are presented below:

 

 

M&T
(Consolidated)

 

 

M&T Bank

 

 

Wilmington
Trust, N.A.

 

 

 

(Dollars in thousands)

 

December 31, 2022:

 

 

 

 

 

 

 

 

 

CET1 capital

 

 

 

 

 

 

 

 

 

Amount

 

$

15,562,037

 

 

$

16,673,578

 

 

$

585,968

 

Ratio(a)

 

 

10.44

%

 

 

11.23

%

 

 

254.50

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

Amount

 

 

17,572,586

 

 

 

16,673,578

 

 

 

585,968

 

Ratio(a)

 

 

11.79

%

 

 

11.23

%

 

 

254.50

%

Total capital

 

 

 

 

 

 

 

 

 

Amount

 

 

20,259,735

 

 

 

18,887,691

 

 

 

586,879

 

Ratio(a)

 

 

13.60

%

 

 

12.72

%

 

 

254.90

%

Leverage

 

 

 

 

 

 

 

 

 

Amount

 

 

17,572,586

 

 

 

16,673,578

 

 

 

585,968

 

Ratio(b)

 

 

9.23

%

 

 

8.77

%

 

 

85.73

%

December 31, 2021:

 

 

 

 

 

 

 

 

 

CET1 capital

 

 

 

 

 

 

 

 

 

Amount

 

$

11,844,833

 

 

$

12,378,354

 

 

$

779,521

 

Ratio(a)

 

 

11.42

%

 

 

11.98

%

 

 

31.22

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

Amount

 

 

13,594,782

 

 

 

12,378,354

 

 

 

779,521

 

Ratio(a)

 

 

13.11

%

 

 

11.98

%

 

 

31.22

%

Total capital

 

 

 

 

 

 

 

 

 

Amount

 

 

15,902,833

 

 

 

14,170,434

 

 

 

780,791

 

Ratio(a)

 

 

15.33

%

 

 

13.71

%

 

 

31.27

%

Leverage

 

 

 

 

 

 

 

 

 

Amount

 

 

13,594,782

 

 

 

12,378,354

 

 

 

779,521

 

Ratio(b)

 

 

8.87

%

 

 

8.11

%

 

 

6.23

%

 

(a)
The ratio of capital to risk-weighted assets, as defined by regulation.
(b)
The ratio of capital to average assets, as defined by regulation.