Consolidated Balance Sheet (Unaudited) - USD ($) $ in Thousands		Sep. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks		$ 1,950,000	$ 1,909,000
Interest-bearing deposits at banks		16,751,000	18,873,000
Trading account		95,000	101,000
Investment securities:
Available for sale (cost: $23,000 at September 30, 2025; $19,054 at December 31, 2024)		23,163,000	18,849,000
Held to maturity (fair value: $11,924 at September 30, 2025; $12,955 at December 31, 2024)		12,711,000	14,195,000
Equity and other securities (cost: $989 at September 30, 2025; $1,007 at December 31, 2024)		990,000	1,007,000
Total investment securities		36,864,000	34,051,000
Loans (a)	[1]	136,974,000	135,581,000
Allowance for loan losses		(2,161,000)	(2,184,000)
Net loans		134,813,000	133,397,000
Premises and equipment		1,621,000	1,705,000
Goodwill		8,465,000	8,465,000
Core deposit and other intangible assets		74,000	94,000
Accrued interest and other assets		10,644,000	9,510,000
Total assets		211,277,000	208,105,000
Liabilities
Noninterest-bearing deposits		44,994,000	46,020,000
Savings and interest-checking deposits		104,812,000	100,599,000
Time deposits		13,620,000	14,476,000
Total deposits		163,426,000	161,095,000
Short-term borrowings		2,059,000	1,060,000
Long-term borrowings (a)	[1]	12,928,000	12,605,000
Accrued interest and other liabilities		4,136,000	4,318,000
Total liabilities		182,549,000	179,078,000
Shareholders' equity
Preferred stock		2,394,000	2,394,000
Common stock, $0.50 par, 250,000,000 shares authorized, 179,436,779 shares issued at September 30, 2025 and December 31, 2024		90,000	90,000
Common stock issuable, 7,846 shares at September 30, 2025; 11,642 shares at December 31, 2024		1,000	1,000
Additional paid-in capital		9,995,000	9,998,000
Retained earnings		20,392,000	19,079,000
Accumulated other comprehensive income (loss), net		277,000	(164,000)
Treasury stock — common, at cost — 24,926,404 shares at September 30, 2025; 13,922,820 shares at December 31, 2024		(4,421,000)	(2,371,000)
Total shareholders’ equity		28,728,000	29,027,000
Total liabilities and shareholders’ equity		$ 211,277,000	$ 208,105,000

[1] Loans of $2.3 billion and $1.5 billion at September 30, 2025 and December 31, 2024, respectively, were held in special purpose trusts to settle the respective obligations of asset-backed notes issued by those trusts. The outstanding balances of those asset-backed notes issued to third party investors were included in Long-term borrowings and were $1.9 billion at September 30, 2025 and $1.2 billion at December 31, 2024.