Other Real Estate (Tables)

9 Months Ended

Sep. 30, 2025

Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract]

Changes and Gains (Losses), Net on Other Real Estate

For the periods presented, changes and gains (losses), net on other real estate were as follows ($ in thousands):

	Nine Months Ended September 30,
	2025			2024
Balance at beginning of period	$	5,917		$	6,867
Additions		6,754			4,703
Disposals		(2,563	)		(5,609	)
(Write-downs) recoveries		(1,783	)		(2,041	)
Balance at end of period	$	8,325		$	3,920
Gains (losses), net on the sale of other real estate included in    other real estate expense	$	(323	)	$	(1,054	)

Other Real Estate, By Type of Property

At September 30, 2025 and December 31, 2024, other real estate by type of property consisted of the following ($ in thousands):

	September 30, 2025		December 31, 2024
Construction, land development and other land properties	$	85	$	46
1-4 family residential properties		3,872		2,260
Nonfarm, nonresidential properties		2,550		3,611
Other real estate properties		1,818		—
Total other real estate	$	8,325	$	5,917

Other Real Estate, By Geographic Location

At September 30, 2025 and December 31, 2024, other real estate by geographic location consisted of the following ($ in thousands):

	September 30, 2025		December 31, 2024
Alabama	$	656	$	170
Mississippi (1)		5,843		2,407
Tennessee (2)		927		1,079
Texas		899		2,261
Total other real estate	$	8,325	$	5,917

(1)Mississippi includes Central and Southern Mississippi Regions.

(2)Tennessee includes Memphis, Tennessee and Northern Mississippi Regions.