Exhibit 12.1

STATEMENT REGARDING COMPUTATION OF RATIOS

	Nine Months Ended 9/30/2008		Years Ended
			12/31/2007		12/31/2006		12/31/2005		12/31/2004		12/31/2003
Excluding Interest on Deposits:
Pretax income from continuing operations, as reported	$	98,793	$	162,997	$	181,157	$	156,731	$	177,391	$	181,482
Fixed charges		19,620		41,985		48,335		57,296		33,615		30,231
Earnings from continuing operations before fixed charges	$	118,413	$	204,982	$	229,492	$	214,027	$	211,006	$	211,713
Interest expense on federal funds purchased and securities sold under agreements to repurchase	$	9,215	$	20,224	$	20,228	$	19,138	$	10,881	$	10,255
Other interest expense		10,405		21,761		28,107		38,158		22,734		19,976
Total fixed charges	$	19,620	$	41,985	$	48,335	$	57,296	$	33,615	$	30,231
Ratio of earnings to fixed charges, excluding interest on deposits		6.04		4.88		4.75		3.74		6.28		7.00

	Nine Months Ended 9/30/2008		Years Ended
			12/31/2007		12/31/2006		12/31/2005		12/31/2004		12/31/2003
Including Interest on Deposits:
Pretax income from continuing operations, as reported	$	98,793	$	162,997	$	181,157	$	156,731	$	177,391	$	181,482
Fixed charges		132,724		242,360		202,175		139,256		88,738		89,558
Earnings from continuing operations before fixed charges	$	231,517	$	405,357	$	383,332	$	295,987	$	266,129	$	271,040
Interest expense on deposits	$	113,104	$	200,375	$	153,840	$	81,960	$	55,123	$	59,327
Interest expense on federal funds purchased and securities sold under agreements to repurchase		9,215		20,224		20,228		19,138		10,881		10,255
Other interest expense		10,405		21,761		28,107		38,158		22,734		19,976
Total fixed charges	$	132,724	$	242,360	$	202,175	$	139,256	$	88,738	$	89,558
Ratio of earnings to fixed charges, including interest on deposits		1.74		1.67		1.90		2.13		3.00		3.03