Deposits (Tables)

12 Months Ended

Dec. 31, 2024

Deposits [Abstract]

Deposits Summary

At December 31, 2024 and 2023, deposits consisted of the following ($ in thousands):

	December 31,
	2024		2023
Noninterest-bearing demand	$	3,073,565	$	3,197,620
Interest-bearing demand		5,453,708		4,947,626
Savings		3,387,984		4,047,853
Time		3,192,918		3,376,664
Total	$	15,108,175	$	15,569,763

Interest Expense on Deposits by Type

Interest expense on deposits by type consisted of the following for the periods presented ($ in thousands):

	Years Ended December 31,
	2024		2023		2022
Interest-bearing demand	$	148,888	$	121,138	$	16,409
Savings		30,121		28,605		9,654
Time		150,372		96,208		3,006
Total	$	329,381	$	245,951	$	29,069

Maturities of Interest-Bearing Deposits

The maturities of interest-bearing deposits at December 31, 2024, are as follows ($ in thousands):

2025	$	3,090,620
2026		75,164
2027		15,143
2028		5,764
2029		5,169
Thereafter		1,058
Total time deposits		3,192,918
Interest-bearing deposits with no stated maturity		8,841,692
Total interest-bearing deposits	$	12,034,610