At September 30, 2024 and December 31, 2023, deposits consisted of the following ($ in thousands):


	September 30, 2024		December 31, 2023
Noninterest-bearing demand	$	3,142,792	$	3,197,620
Interest-bearing demand		5,423,462		4,947,626
Savings		3,335,686		4,047,853
Time		3,338,995		3,376,664
Total	$	15,240,935	$	15,569,763