The composition of deposits at December 31 was as follows:


(Dollars in Millions)	2022		2021
Noninterest-bearing deposits	$	137,743	$	134,901
Interest-bearing deposits
Interest checking		134,491		115,108
Money market savings		148,014		117,619
Savings accounts		71,782		65,790
Time deposits		32,946		22,665

Total interest-bearing deposits		387,233		321,182

Total deposits	$	524,976	$	456,083

The maturities of time deposits outstanding at December 31, 2022 were as follows: